Comparison

Conta vs Paycyl

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Conta

This app helps you manage personal finances by easily recording income and expenses. It offers features like transaction capture from images, budget monitoring with alerts, and automatic handling of recurring payments. Keep your financial data organized and secure.

Highlights
  • Capture transactions from images
  • Budget monitoring with alerts
  • Automatic recurring transactions
  • Advanced transaction filters
  • Ledger-based finance management
  • Free CloudKit sync
  • App Lock for privacy
Features
Read full description

Conta is a personal finance app designed for everyday bookkeeping. It helps you record income and expenses with ease, so you can always see where your money goes. From daily spending and budget tracking to recurring payments, Conta makes bookkeeping feel more natural, organized, and efficient. Key Features Capture transactions from images Import images directly in the app, through Shortcuts, or from the Share Extension to quickly extract transaction details and turn them into records. Budget monitoring with timely alerts Set budget goals and spot spending changes as they happen, so you can stay aware of budget pressure earlier. Automatic recurring transactions Schedule and automatically process regular bills and repeated income or expenses, reducing repetitive manual entry. Browse transactions with advanced filters Review your transaction history quickly and combine multiple filters to find exactly the record you need. Ledger-based personal finance management Organize income, expenses, accounts, and transactions with a clear ledger structure, so every record remains easy to trace. Free CloudKit sync Sync your data across iPhone, iPad, and Mac with iCloud at no extra cost. Protect your privacy with App Lock Use biometric authentication or a passcode to add an extra layer of protection to your financial data. Conta is built for people who want to manage their personal finances clearly, steadily, and over the long term. Bookkeeping is not just about keeping records. It is also about understanding your daily spending and cash flow more clearly. Privacy Policy: https://stackappcn.github.io/privacy/ Terms of Use: https://stackappcn.github.io/eula/

About

Paycyl

Read full description

PAYCYL: THE ULTIMATE SUBSCRIPTION MANAGER & BILL TRACKER Do you often find yourself wondering where your money went at the end of the month? Forgot to cancel that "free trial" and got charged again? Paycyl is here to help you regain absolute control over your recurring expenses and daily budget. Paycyl is the most private, simple, and powerful subscription manager designed for those who value their financial privacy. No accounts. No cloud syncing. No banking links required. Your data stays 100% on your device. [WHY PAYCYL IS THE BEST CHOICE] Most finance apps require you to link your bank account or create a login, exposing your sensitive data. Paycyl works 100% offline. It’s your personal financial vault that helps you save hundreds of dollars by identifying forgotten memberships and upcoming bills. [SMART FEATURES FOR SMART SAVINGS] - SUBSCRIPTION TRACKING: Track every recurring service from Netflix and Spotify to your gym membership and insurance. - INTELLIGENT REMINDERS: Never get surprised by a charge again. Get notified days before or on the exact payment day. - TRIAL PERIOD MANAGER: Track "Free Trials" and get alerted before they transition into paid subscriptions. Cancel before the charge! - BUDGET OVERVIEW: See your monthly spending total, upcoming bills, and financial trends in beautiful, intuitive charts. - MULTI-CURRENCY SUPPORT: Manage subscriptions in USD, EUR, TRY, GBP, and 15+ more currencies with ease. - NO LOGIN, NO CLOUD: Your financial data belongs to you. We don’t have access to it, and we never will. It’s stored locally on your iPhone. [ORGANIZE YOUR FINANCES WITH EASE] - 14+ Categories: Entertainment, Health, Rent, Utilities, Education, and more. - Custom Icons & Colors: Make your financial dashboard look exactly how you want. - Annual Projections: See how much your subscriptions cost you over a full year and identify where to cut costs. - Payment Method Management: See which subscriptions are linked to which card or digital wallet. [PRIVACY & SECURITY FIRST] In an era of data breaches, Paycyl offers a safe haven. Since we don't use cloud storage, your data can't be hacked from a server—because there isn't one. You can also easily export and import your data in JSON format for your own backups or if you switch phones. [STOP THE SUBSCRIPTION CREEP] Streaming services, software licenses, gym memberships, and monthly bills... they all add up fast. Paycyl makes it easy to visualize where your money goes. If you’re paying for a service you’re not using, Paycyl helps you identify it and cancel before the next billing cycle. Master your recurring expenses and start saving money today. The most private way to manage your budget is finally here with Paycyl. Download now and take the first step towards financial freedom!

Screenshots

Conta4 screens
Paycyl4 screens

Verdict

The call

The clearest difference is in-app purchases: Paycyl at none against Conta's 1. Paycyl also leads on update cadence (monthly vs every 4 months) and iOS requirement (15.1 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Conta sells 1 in-app purchase, starting at $4.99 per year. Paycyl asks for nothing beyond the download.

UpkeepUpdate frequency

Conta ships an update every 4 months, Paycyl monthly. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 6 level
Conta versus Paycyl: the parameters behind the verdict, then further details
ParameterContaPaycyl
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.015.1 — better
Further details — not scored
Size119 MB41 MB
Age rating4+4+
Developer磊 徐Halil Kucukdogru

In-app purchases

1 purchases

Conta

Subscriptions1
  • Premium Features$4.991 Year
None

Paycyl

No in-app purchases

Questions

Is Conta free?
Conta is free to download, with in-app purchases available.
Is Paycyl free?
Paycyl is free to download, with no in-app purchases.
Do Conta or Paycyl have ads?
Neither Conta nor Paycyl shows ads.
Which is updated more often, Conta or Paycyl?
Conta ships an update every 4 months, and Paycyl monthly. Most recently, Conta was updated on November 4, 2026 and Paycyl on October 31, 2026.

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