Conta vs SmartBudget Insights
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Conta
This app helps you manage personal finances by easily recording income and expenses. It offers features like transaction capture from images, budget monitoring with alerts, and automatic handling of recurring payments. Keep your financial data organized and secure.
- Capture transactions from images
- Budget monitoring with alerts
- Automatic recurring transactions
- Advanced transaction filters
- Ledger-based finance management
- Free CloudKit sync
- App Lock for privacy
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Conta is a personal finance app designed for everyday bookkeeping. It helps you record income and expenses with ease, so you can always see where your money goes. From daily spending and budget tracking to recurring payments, Conta makes bookkeeping feel more natural, organized, and efficient. Key Features Capture transactions from images Import images directly in the app, through Shortcuts, or from the Share Extension to quickly extract transaction details and turn them into records. Budget monitoring with timely alerts Set budget goals and spot spending changes as they happen, so you can stay aware of budget pressure earlier. Automatic recurring transactions Schedule and automatically process regular bills and repeated income or expenses, reducing repetitive manual entry. Browse transactions with advanced filters Review your transaction history quickly and combine multiple filters to find exactly the record you need. Ledger-based personal finance management Organize income, expenses, accounts, and transactions with a clear ledger structure, so every record remains easy to trace. Free CloudKit sync Sync your data across iPhone, iPad, and Mac with iCloud at no extra cost. Protect your privacy with App Lock Use biometric authentication or a passcode to add an extra layer of protection to your financial data. Conta is built for people who want to manage their personal finances clearly, steadily, and over the long term. Bookkeeping is not just about keeping records. It is also about understanding your daily spending and cash flow more clearly. Privacy Policy: https://stackappcn.github.io/privacy/ Terms of Use: https://stackappcn.github.io/eula/
SmartBudget Insights
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See where your money goes without turning your life into a spreadsheet. SmartBudget Insights gives your spending a calm place to land. Add expenses, organize them into categories, set budgets, and review clear insights that show what deserves attention. Track expenses your way: Add expenses manually when you want full control. Import bank statements when you want to bring in a month of activity. Set up Apple Pay Shortcuts automation to help capture many Wallet card payments after a one-time setup. Understand the month: Categories turn a long list of transactions into a picture you can use. Budgets show what has been spent, what remains, and where pressure is building. Trends help you see the strongest spending categories and how spending changes over time. Premium unlocks the full monthly money review: Category Budgets Overspend Alerts Category Breakdown Smart Insights Monthly Review Reports Smart Insights watches for useful signals such as overspending, recurring payments, unusual spending, repeated overspending, and month-to-month changes. Each insight explains what changed and where to look next. SmartBudget Insights does not require bank credentials. Your budgeting data is designed to stay on your device during normal app use, unless you choose to import, export, share, or send information using device features or services you select. Premium is available as monthly, yearly, or lifetime access. Monthly and yearly plans may include a 7-day free trial for eligible new subscribers. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Purchases and subscription management are handled by Apple through your App Store account. Privacy Policy: https://smartbudgetinsights.com/privacy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: SmartBudget Insights at every 10 days against Conta's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Conta sells 1 in-app purchase, starting at $4.99 per year and SmartBudget Insights sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Conta ships an update every 4 months, SmartBudget Insights every 10 days. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.
| Parameter | Conta | SmartBudget Insights |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 4 months | Every 10 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.0 — better | 18.2 |
| Further details — not scored | ||
| Size | 119 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | 磊 徐 | Radu Ovanesian |
In-app purchases
Conta
- Premium Features$4.991 Year
SmartBudget Insights
- Monthly7 Days trial$2.991 Month
- Yearly7 Days trial$19.991 Year
- Premium Lifetime$49.99
Questions
Is Conta free?
Is SmartBudget Insights free?
Do Conta or SmartBudget Insights have ads?
Which is updated more often, Conta or SmartBudget Insights?
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