# INSTO Tap vs Spendigo

The clearest difference is iOS requirement: INSTO Tap at 12.0 against Spendigo's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

INSTO Tap ships an update every 2 weeks, Spendigo weekly. The most recent releases landed on October 6, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | INSTO Tap | Spendigo |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Weekly** |
| Size | 43 MB | 67 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [INSTO, LLC](https://appshunter.io/developer/1829346219) | [Spendigo](https://appshunter.io/developer/1893323304) |

## What reviewers say

### INSTO Tap

[App page](https://appshunter.io/ios/app/insto-tap/id6478006896)

**Features:** macOS Compatibility

**In-app purchases:** none


### Spendigo

[App page](https://appshunter.io/ios/app/spendigo/id6762196705)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is INSTO Tap free?

INSTO Tap is free to download, with no in-app purchases.

### Is Spendigo free?

Spendigo is free to download, with no in-app purchases.

### Do INSTO Tap or Spendigo have ads?

Neither INSTO Tap nor Spendigo shows ads.

### Which is updated more often, INSTO Tap or Spendigo?

INSTO Tap ships an update every 2 weeks, and Spendigo weekly. Most recently, INSTO Tap was updated on October 6, 2026 and Spendigo on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*