# MTCU Mobile vs Basic Budget+

The clearest difference is ads: Basic Budget+ at none against MTCU Mobile's shown. Basic Budget+ also leads on update cadence (every 2 weeks vs every 4 months) and rating (5.0 vs 4.8). MTCU Mobile's advantage is ratings volume (160 vs 1). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Basic Budget+ holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MTCU Mobile has 160 ratings behind it against 1, so its average is the more settled of the two.

MTCU Mobile ships an update every 4 months, Basic Budget+ every 2 weeks. The most recent releases landed on October 11, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | MTCU Mobile | Basic Budget+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (160 ratings)](https://appshunter.io/ios/app/mtcu-mobile/id6478131898/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/basic-budget-plus/id6769976084/reviews)** |
| Number of ratings | **160** | 1 |
| Positive reviews | 33.3% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 126 MB | 53 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MTCU](https://appshunter.io/developer/1447975393) | [Furious Rhino](https://appshunter.io/developer/1892544280) |

## What reviewers say

### MTCU Mobile

[App page](https://appshunter.io/ios/app/mtcu-mobile/id6478131898)

Manage your finances conveniently from your mobile device. Check balances, review transactions, pay bills, and transfer funds securely and efficiently. Access your accounts anytime, anywhere, with fast and free service.

**Highlights:** Check account balances, Review recent transactions, Transfer funds between accounts, View and pay bills, Enroll for online banking, Enroll for bill payment

**Features:** Apple Wallet

**In-app purchases:** none


### Basic Budget+

[App page](https://appshunter.io/ios/app/basic-budget-plus/id6769976084)

Manage your finances with a simple ledger. Track multiple account types, transfers, and view basic reports. Quickly record transactions and understand your spending habits without linking financial accounts.

**Highlights:** Multiple account types, Transfers between accounts, Basic reporting, Quick transaction entry, Transaction recall, No financial account linking

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MTCU Mobile free?

MTCU Mobile is free to download, with no in-app purchases.

### Is Basic Budget+ free?

Basic Budget+ is free to download, with no in-app purchases.

### Which has better reviews, MTCU Mobile or Basic Budget+?

Basic Budget+ is rated higher. MTCU Mobile averages 4.8 out of 5 from 160 ratings, while Basic Budget+ averages 5.0 from 1 ratings.

### Do MTCU Mobile or Basic Budget+ have ads?

MTCU Mobile shows ads; Basic Budget+ does not.

### Which is updated more often, MTCU Mobile or Basic Budget+?

MTCU Mobile ships an update every 4 months, and Basic Budget+ every 2 weeks. Most recently, MTCU Mobile was updated on October 11, 2026 and Basic Budget+ on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*