# SplitNPay vs Cost Split Payments

The clearest difference is in-app purchases: SplitNPay at none against Cost Split Payments's 4. SplitNPay also leads on rating (5.0 vs 4.7) and iOS requirement (13.4 vs 16.0). Cost Split Payments's advantage is ratings volume (11 vs 3). On price, ads and device support there is nothing between them.

Both are free to download. Cost Split Payments sells 4 in-app purchases, starting at $4.99 per 7 days. SplitNPay asks for nothing beyond the download.

SplitNPay holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 3 and 11 respectively.

## The numbers

| Metric | SplitNPay | Cost Split Payments |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/splitnpay/id6478142878/reviews)** | [4.7 (11 ratings)](https://appshunter.io/ios/app/cost-split-payments-settle-up/id6541750436/reviews) |
| Number of ratings | 3 | **11** |
| Positive reviews | — | 75.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | — | Fortnightly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 11 MB | 35 MB |
| Requires iOS | **13.4** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Baris Taskiran](https://appshunter.io/developer/1692238225) | [Nadiia Martyniuk](https://appshunter.io/developer/1757187452) |

## What reviewers say

### SplitNPay

[App page](https://appshunter.io/ios/app/splitnpay/id6478142878)

Easily divide group expenses for dining, gifts, or trips. Calculate tips and manage custom splits with an intuitive interface. Streamline payments and avoid awkward conversations.

**Highlights:** Quick bill splitting, Custom expense splits, Tip calculation, User-friendly interface, Group payment management

**Features:** macOS Compatibility

**In-app purchases:** none


### Cost Split Payments

[App page](https://appshunter.io/ios/app/cost-split-payments-settle-up/id6541750436)

Effortlessly manage shared expenses with friends, roommates, or travel buddies. This app automates calculations, tracks debts, and categorizes spending, making financial coordination simple and stress-free. Enjoy offline functionality for tracking expenses anytime, anywhere.

**Highlights:** Create and manage groups, Log expenses with details, Automatic expense calculations, Track and settle debts, Customizable expense categories, Offline expense tracking

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Plan | $4.99 | per 7 days |
| 6 Month | $8.99 | per 6 months |
| Yearly Plan | $17.99 | per year |
| 1 Month | $31.99 | per month |


## Frequently asked questions

### Is SplitNPay free?

SplitNPay is free to download, with no in-app purchases.

### Is Cost Split Payments free?

Cost Split Payments is free to download, with in-app purchases available.

### Which has better reviews, SplitNPay or Cost Split Payments?

SplitNPay is rated higher. SplitNPay averages 5.0 out of 5 from 3 ratings, while Cost Split Payments averages 4.7 from 11 ratings.

### Do SplitNPay or Cost Split Payments have ads?

Neither SplitNPay nor Cost Split Payments shows ads.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*