# Monthly Budget Planner vs Expense Tracker

The clearest difference is update cadence: Expense Tracker at every 2 days against Monthly Budget Planner's every 3 weeks. Expense Tracker also leads on rating (5.0 vs 4.8) and review sentiment (100% vs 91%). Monthly Budget Planner's advantage is ratings volume (34 vs 2) and iOS requirement (16.0 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Monthly Budget Planner sells 4 in-app purchases, starting at $4.99 per month and Expense Tracker sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Expense Tracker holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Monthly Budget Planner has 34 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 91% of Monthly Budget Planner's written reviews are positive against 100% of Expense Tracker's.

Monthly Budget Planner ships an update every 3 weeks, Expense Tracker every 2 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Monthly Budget Planner | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (34 ratings)](https://appshunter.io/ios/app/monthly-budget-planner-base/id6478205894/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/expense-tracker-luca/id6764654142/reviews)** |
| Number of ratings | **34** | 2 |
| Positive reviews | 90.5% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 227 MB | 25 MB |
| Requires iOS | **16.0** | 18.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [FORESKO, TOO](https://appshunter.io/developer/1690355373) | [CrispyApps LLC](https://appshunter.io/developer/1682067986) |

## What reviewers say

### Monthly Budget Planner

[App page](https://appshunter.io/ios/app/monthly-budget-planner-base/id6478205894)

This app helps you manage your personal finances by tracking income and expenses, setting savings goals, and analyzing your spending habits. It offers features like spending limits, recurring transaction automation, and detailed analytics to give you control over your money.

**Highlights:** Expense and income tracking, Savings goals, Spending limits, Advanced analytics, Recurring transactions, Account balance updates, Shopping lists

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget Premium \| 1 month | $4.99 | per month |
| Budget Premium \| 3 months | $12.99 | per 3 months |
| 1 Year Special Premium | $24.99 | per year |
| Budget Premium \| 1 year | $24.99 | per year |


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-luca/id6764654142)

Effortlessly manage your money with this intuitive expense tracker. Log spending via voice, set budgets, and track recurring bills with visual breakdowns and multiple account types. Get clear financial insights with a clean design and iCloud sync.

**Highlights:** Voice-to-text expense logging, Monthly budget setting and alerts, Automatic recurring expense tracking, Categorized spending visualization, Multiple account type management, Income tracking and balance overview, Exportable expense reports

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Luca Monthly | $4.99 | per month |
| Luca Yearly | $24.99 | per year |


## Frequently asked questions

### Is Monthly Budget Planner free?

Monthly Budget Planner is free to download, with in-app purchases available.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Monthly Budget Planner or Expense Tracker?

Expense Tracker is rated higher. Monthly Budget Planner averages 4.8 out of 5 from 34 ratings, while Expense Tracker averages 5.0 from 2 ratings.

### Do Monthly Budget Planner or Expense Tracker have ads?

Neither Monthly Budget Planner nor Expense Tracker shows ads.

### Which is updated more often, Monthly Budget Planner or Expense Tracker?

Monthly Budget Planner ships an update every 3 weeks, and Expense Tracker every 2 days. Most recently, Monthly Budget Planner was updated on October 30, 2026 and Expense Tracker on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*