Comparison

Fig vs Chipp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fig

This platform helps freelancers manage their finances and prepare for taxes. It supports various business structures and includes features for invoicing and financial reporting.

Highlights
  • Tax preparation
  • Financial management
  • Expensing platform
  • Invoice clients
  • P&L reports
  • Supports Sole Proprietors, LLCs, S-Corps
Features
Read full description

Fig allows freelancers like you to prepare for taxes and manage your finances through our expensing platform. We support Sole Proprietors, LLCs, and S-Corps. Additional features such as issuing invoices to your clients and P&L reports are included! https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Chipp

Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.

Highlights
  • Tap-to-split interface
  • Find friends nearby
  • Create shared expense groups
  • Split rent and utilities
  • Manage travel expenses
  • Scan receipts for dinner bills
  • Handle partial splits
Features
Read full description

Chipp is the fastest way to split bills, scan receipts, and get paid back. Send an expense by chat, voice note, or photo and Chipp does the math, tracks who owes who, and settles everyone up with one swipe. SPLIT BILLS BY CHAT, VOICE OR PHOTO Type it, say it, or snap it. Dinner, rent, tickets, groceries: Chipp turns any message into a tracked expense and splits it fairly in seconds. Equal, unequal, by shares or by item. SCAN RECEIPTS, PAY ONLY FOR WHAT YOU HAD Scan the bill, then just say who had what. Chipp reads every line, splits tax and tip, and shares a link so friends can claim their items and pay you back, even without the app. GROUPS FOR TRIPS, ROOMMATES AND COUPLES Make a room for every crew: feed, chat, and balances in one place, with Chipp AI right in the thread. Add expenses as you go and Chipp keeps a running tally of who owes whom. GET PAID BACK WITHOUT ASKING TWICE Smart nudges remind friends for you. Settle several people at once and watch balances hit zero in a single swipe. PAY THE WAY YOUR CREW PAYS Settle over Venmo, Cash App, Zelle, PayPal, UPI, Pix, PayNow and more. Chipp opens the right app pre-filled and records the payment. Or pay in-app with your Chipp balance and let friends cash out to their bank. MONEY POOLS FOR ANYTHING Collect for a gift, a trip, or rent. Set a goal, share one link, and anyone can chip in. Watch the pool fill up in real time. ALL YOUR MONEY, IN ONE CHAT Securely link your banks and cards, then ask Chipp anything: this month's spending, rising subscriptions, upcoming bills, or where your money went. Clear answers with beautiful charts, instantly. TAP ANY TRANSACTION TO SPLIT See a card charge you shared? Tap it to split with friends or add it to a group. No retyping amounts, ever. PRIVATE AND SECURE Bank connections use trusted, read-only access. Lock the app with Face ID. Chipp never sells your data, and nothing moves without your approval. CHIPP+ AND CHIPP CIRCLE Chipp is free to use. Chipp+ unlocks unlimited receipt scans, unlimited Chipp AI, repeating expenses and linked accounts. Chipp Circle extends everything to every member of the groups you own. Monthly and yearly plans are available, with a free trial on the yearly Circle plan. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period and are managed in your App Store account settings. Terms: https://chipp.it/terms-and-conditions/ Privacy: https://chipp.it/privacy-policy.html Download Chipp and make your next group expense the easiest one yet.

Screenshots

Fig4 screens
Chipp4 screens

Verdict

The call

The clearest difference is rating: Fig at 5.0 against Chipp's 4.1. Fig also leads on update cadence (every 2 days vs fortnightly). Chipp's advantage is monetization model (free vs freemium) and ratings volume (18 vs 4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fig sells 2 in-app purchases, starting at $24.99 per month and Chipp sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Fig holds the better App Store score, 5.0 against 4.1. Both are backed by a comparable volume of ratings — 4 and 18 respectively.

UpkeepUpdate frequency

Fig ships an update every 2 days, Chipp fortnightly. The most recent releases landed on November 4, 2026 and November 8, 2026 respectively.

Scorecard5 real differences · 5 level
Fig versus Chipp: the parameters behind the verdict, then further details
ParameterFigChipp
PriceFreeFree
Rating5.0 (4 ratings) — better4.1 (18 ratings)
Positive reviews—72.7% of reviews
Number of ratings418 — better
Update frequencyEvery 2 days — betterFortnightly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.614.0 — better
Further details — not scored
Size101 MB186 MB
Age rating12+4+
DeveloperFig Wealth Advisors, LLCChipp LLC

Customer experience

Fig

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Chipp

All ratings18 ratings
Positive77.8%
Neutral0.0%
Negative22.2%
Written reviews11 reviews
Positive72.7%
Neutral0.0%
Negative27.3%

In-app purchases

2 purchases

Fig

Subscriptions2
  • Premium (monthly)$24.991 Month
  • Premium (yearly)$239.991 Year
4 purchases

Chipp

Subscriptions4
  • Chipp+, monthly$3.991 Month
  • Chipp+ Circle, monthly$6.991 Month
  • Chipp+, yearly$29.991 Year
Show 1 more
  • Chipp+ Circle, yearly7 Days trial$49.991 Year

Questions

Is Fig free?
Fig is free to download, with in-app purchases available.
Is Chipp free?
Chipp is free to download, with in-app purchases available.
Which has better reviews, Fig or Chipp?
Fig is rated higher. Fig averages 5.0 out of 5 from 4 ratings, while Chipp averages 4.1 from 18 ratings.
Do Fig or Chipp have ads?
Neither Fig nor Chipp shows ads.
Which is updated more often, Fig or Chipp?
Fig ships an update every 2 days, and Chipp fortnightly. Most recently, Fig was updated on November 4, 2026 and Chipp on November 8, 2026.

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