# IFS APP vs Moneo App

The clearest difference is iOS requirement: Moneo App at 12.0 against IFS APP's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 22, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | IFS APP | Moneo App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.0 (2 ratings)](https://appshunter.io/ios/app/moneo-app/id6747456736/reviews)** |
| Number of ratings | — | **2** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | — | Free |
| Size | 47 MB | 86 MB |
| Requires iOS | 16.0 | **12.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [Ynlo Ultratech INC](https://appshunter.io/developer/1566439333) | [Moneo Limited Liability Company](https://appshunter.io/developer/1821533492) |

## What reviewers say

### IFS APP

[App page](https://appshunter.io/ios/app/ifs-app/id6478404932)

**In-app purchases:** none


### Moneo App

[App page](https://appshunter.io/ios/app/moneo-app/id6747456736)

This app offers a fast, simple, and secure way to send, receive, and manage money. It supports various payment types for personal and business use, featuring instant transfers via QR code and a secure digital wallet.

**Highlights:** Instant money transfers, QR code payments, Digital wallet functionality, Secure biometric login, Fast identity verification, Supports P2P, C2B, and B2B payments

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is IFS APP free?

IFS APP is free to download, with no in-app purchases.

### Is Moneo App free?

Moneo App is free to download, with no in-app purchases.

### Do IFS APP or Moneo App have ads?

Neither IFS APP nor Moneo App shows ads.

### Which is updated more often, IFS APP or Moneo App?

IFS APP ships an update every 3 weeks, and Moneo App every 3 weeks. Most recently, IFS APP was updated on October 22, 2026 and Moneo App on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*