# Afghan PAY vs Spenzi

The clearest difference is in-app purchases: Afghan PAY at none against Spenzi's 3. Spenzi's advantage is update cadence (every 3 days vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Spenzi sells 3 in-app purchases, starting at $1.99 per month. Afghan PAY asks for nothing beyond the download.

Afghan PAY ships an update every 3 months, Spenzi every 3 days. The most recent releases landed on October 8, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Afghan PAY | Spenzi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/afghan-pay/id6478442736/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 days** |
| Monetization | Free | — |
| Size | 54 MB | 4 MB |
| Requires iOS | **16.4** | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [mustafa yusufzai](https://appshunter.io/developer/1732848177) | [Dinh Trong Tu](https://appshunter.io/developer/1457011154) |

## What reviewers say

### Afghan PAY

[App page](https://appshunter.io/ios/app/afghan-pay/id6478442736)

Empower yourself to start a business and earn daily income by selling electronic recharges in Afghanistan. This platform provides tools for online top-ups, stock management, and customer registration, with various account types available.

**Highlights:** Sell electronic recharges, Generate daily income, Online top-up services, Stock purchase and transfer, Register new customers, Account statement viewing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Spenzi

[App page](https://appshunter.io/ios/app/spenzi-expense-tracker/id6747108992)

**Features:** Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| $1.99 | $1.99 | per month |
| $19.99 | $19.99 | per year |
| $59.99 | $59.99 | one-time |


## Frequently asked questions

### Is Afghan PAY free?

Afghan PAY is free to download, with no in-app purchases.

### Is Spenzi free?

Spenzi is free to download, with in-app purchases available.

### Do Afghan PAY or Spenzi have ads?

Neither Afghan PAY nor Spenzi shows ads.

### Which is updated more often, Afghan PAY or Spenzi?

Afghan PAY ships an update every 3 months, and Spenzi every 3 days. Most recently, Afghan PAY was updated on October 8, 2026 and Spenzi on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*