# Money Planner vs Subwise

The clearest difference is ads: Subwise at none against Money Planner's shown. Subwise also leads on monetization model (free vs freemium) and rating (5.0 vs 4.8). Money Planner's advantage is update cadence (weekly vs monthly) and ratings volume (30 vs 5). On price, review sentiment, in-app purchases and device support there is nothing between them.

Both are free to download. Money Planner sells 5 in-app purchases, starting at $2.99 per month and Subwise sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Subwise holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Money Planner has 30 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 93% of Money Planner's written reviews are positive against 100% of Subwise's.

Money Planner ships an update weekly, Subwise monthly. The most recent releases landed on October 13, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Money Planner | Subwise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (30 ratings)](https://appshunter.io/ios/app/money-planner-rainyday/id6478460400/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/subwise-subscription-tracker/id6741874006/reviews)** |
| Number of ratings | **30** | 5 |
| Positive reviews | 93.3% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Monthly |
| Monetization | Freemium | **Free** |
| Size | 52 MB | 5 MB |
| Requires iOS | **13.0** | 18.2 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Joren van den Berg](https://appshunter.io/developer/1732912534) | [Alejandro Hernandez](https://appshunter.io/developer/1577401654) |

## What reviewers say

### Money Planner

[App page](https://appshunter.io/ios/app/money-planner-rainyday/id6478460400)

This app helps you manage your money and finances by tracking expenses and planning budgets. It automatically imports transactions from your bank and allows for custom categorization and detailed insights into your spending habits.

**Highlights:** Automatic transaction import, Customizable expense categories, Reimbursement tracking, Daily and monthly expense graphs, Bank account connection, Budget planning

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $2.99 | per month |
| Halfyearly | $12.99 | per 6 months |
| Yearly | $24.99 | per year |
| Bank Connection Token - 90d | $1.99 | one-time |
| RainyDay Plus Lifetime | $24.99 | one-time |


### Subwise

[App page](https://appshunter.io/ios/app/subwise-subscription-tracker/id6741874006)

Effortlessly manage all your recurring expenses in one place. Get alerts for upcoming renewals, visualize your spending habits with insightful charts, and easily cancel unwanted subscriptions. Take control of your finances and stop wasting money on forgotten services.

**Highlights:** Track 120+ services instantly, Swipe to cancel subscriptions, Customizable renewal alerts, Visual spending charts, Offline functionality, Dark mode support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small Tip | $0.99 | one-time |
| Medium Tip | $1.99 | one-time |
| Large Tip | $3.99 | one-time |


## Frequently asked questions

### Is Money Planner free?

Money Planner is free to download, with in-app purchases available.

### Is Subwise free?

Subwise is free to download, with in-app purchases available.

### Which has better reviews, Money Planner or Subwise?

Subwise is rated higher. Money Planner averages 4.8 out of 5 from 30 ratings, while Subwise averages 5.0 from 5 ratings.

### Do Money Planner or Subwise have ads?

Money Planner shows ads; Subwise does not.

### Which is updated more often, Money Planner or Subwise?

Money Planner ships an update weekly, and Subwise monthly. Most recently, Money Planner was updated on October 13, 2026 and Subwise on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*