# DiGi vs Happy Pay MN

The clearest difference is rating: DiGi at 3.6 against Happy Pay MN's 3.0. Happy Pay MN's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DiGi holds the better App Store score, 3.6 against 3.0. Both are backed by a comparable volume of ratings — 11 and 4 respectively.

DiGi ships an update fortnightly, Happy Pay MN weekly. Both last shipped on October 30, 2026.

## The numbers

| Metric | DiGi | Happy Pay MN |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (11 ratings)](https://appshunter.io/ios/app/digi-pay/id6478477781/reviews)** | [3.0 (4 ratings)](https://appshunter.io/ios/app/happy-pay-mn/id6701997861/reviews) |
| Number of ratings | **11** | 4 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Ad-supported | **Free** |
| Size | 180 MB | 105 MB |
| Requires iOS | **15.1** | 15.5 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Khan Bank](https://appshunter.io/developer/610317575) | [Trade and Development Bank of Mongolia](https://appshunter.io/developer/663172468) |

## What reviewers say

### DiGi

[App page](https://appshunter.io/ios/app/digi-pay/id6478477781)

Manage your finances with ease, link multiple cards, and make fee-free transactions. Customize your app experience with mini-apps and discover exclusive discounts and promotions.

**Highlights:** Fee-free transactions, Link multiple banking cards, Customize app interface, Integrated mini-apps, Exclusive discounts and promotions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Happy Pay MN

[App page](https://appshunter.io/ios/app/happy-pay-mn/id6701997861)

This app simplifies financial transactions with free and fast money transfers. Easily manage your accounts, view transaction history, and receive instant notifications for all your payments. Enjoy exclusive offers and rewards from participating merchants.

**Highlights:** Free and fast money transfers, Easy account and card management, View balances and transaction history, User-friendly interface, Exclusive merchant offers and rewards, Instant transaction notifications

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is DiGi free?

DiGi is free to download, with no in-app purchases.

### Is Happy Pay MN free?

Happy Pay MN is free to download, with no in-app purchases.

### Which has better reviews, DiGi or Happy Pay MN?

DiGi is rated higher. DiGi averages 3.6 out of 5 from 11 ratings, while Happy Pay MN averages 3.0 from 4 ratings.

### Do DiGi or Happy Pay MN have ads?

DiGi shows ads; Happy Pay MN does not.

### Which is updated more often, DiGi or Happy Pay MN?

DiGi ships an update fortnightly, and Happy Pay MN weekly. Most recently, DiGi was updated on October 30, 2026 and Happy Pay MN on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*