# (Simple) Finance vs PayPlan

The clearest difference is in-app purchases: PayPlan at none against (Simple) Finance's 3. PayPlan also leads on update cadence (daily vs every 3 months) and iOS requirement (16.4 vs 18.6). On price, ads and device support there is nothing between them.

Both are free to download. (Simple) Finance sells 3 in-app purchases, starting at $1.99 per month. PayPlan asks for nothing beyond the download.

(Simple) Finance ships an update every 3 months, PayPlan daily. The most recent releases landed on October 8, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | (Simple) Finance | PayPlan |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 months | **Daily** |
| Size | 12 MB | 41 MB |
| Requires iOS | 18.6 | **16.4** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [MEHMET CAGRI MENCEK](https://appshunter.io/developer/1679230827) | [Muhammet Yakupoglu](https://appshunter.io/developer/1865731454) |

## What reviewers say

### (Simple) Finance

[App page](https://appshunter.io/ios/app/simple-finance-subs-and-bills/id6478484455)

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finance Premium - Monthly | $1.99 | per month |
| Finance Premium - Annual | $19.99 | per year |
| Finance Premium - Lifetime | $49.99 | one-time |


### PayPlan

[App page](https://appshunter.io/ios/app/payplan-installment-tracker/id6758575296)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is (Simple) Finance free?

(Simple) Finance is free to download, with in-app purchases available.

### Is PayPlan free?

PayPlan is free to download, with no in-app purchases.

### Do (Simple) Finance or PayPlan have ads?

Neither (Simple) Finance nor PayPlan shows ads.

### Which is updated more often, (Simple) Finance or PayPlan?

(Simple) Finance ships an update every 3 months, and PayPlan daily. Most recently, (Simple) Finance was updated on October 8, 2026 and PayPlan on October 2, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*