Comparison

(Simple) Finance vs Kolt

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

(Simple) Finance

Features
Read full description

Take control of your personal finance with (Simple) Finance — the clean and simple subscription, bill and expense tracking app designed for individuals and small businesses. Track every subscription and recurring payment, see what renews before it hits your account, record your daily spending, and stay aligned with your financial goals. Whether you want to stop paying for subscriptions you forgot about, reduce your debt, or organize your daily budgeting, (Simple) Finance helps you stay aware and in control with smart insights and clear visuals. Subscriptions & Recurring Payments • Track every subscription in one place — Netflix, Spotify, gym, insurance and more • See your true monthly subscription cost at a glance • Set up weekly, monthly or yearly recurring payments in seconds • Get a renewal reminder before you are charged — choose how many days ahead and at what time • Separate subscriptions from bills and rent, so you always know what is optional and what is not • Turn a due payment into a real expense with a single tap Track & Organize Your Money • Fast and intuitive expense tracking • Record income and spending in seconds • Simple categories for better money management • Organize your financial data with a clean expense organizer • Cash, bank and credit card payment types Smarter Budgeting & Insights • Safe to spend — see what is really left after upcoming bills and subscriptions • View your monthly budget at a glance • Compare spending month to month • Set weekly & monthly limits to control how you spend • Fixed cost ratio, spending trend, income trend and no-spend streak insights • Turn any insight card on or off to build the dashboard you want • View monthly and yearly overviews at a glance Achieve Your Financial Goals • Stay on track with simple budgeting tools • Cancel what you do not use and keep what you love • Understand where your money goes • Build healthy spending habits that support your long-term financial goals Powerful Search & Filters • Search by title, note, or payment type • Filter by income, expense, or date • Perfect for both personal and small business use Premium Experience • 14-day free trial • Unlock full insights and advanced budgeting tools • One-time lifetime plan available (Simple) Finance brings simplicity to subscription tracking, budgeting, expense tracking, and money management, helping you stay organized, reduce stress, and improve your overall financial well-being. Terms of service & privacy policy: https://thunor.app/terms.html https://thunor.app/privacy.html

About

Kolt

Features
Read full description

Kolt is a simple organizer for your budget, bills and subscriptions. Keep streaming, cellphone, hydro, insurance and everyday expenses in one place, see where each paycheque goes and know which payment is due next. No account and no sign-up: open Kolt and start tracking. EXPENSES AND SUBSCRIPTIONS TOGETHER • Log an expense in a few taps, with category, tags, notes and a photo of the receipt • Add subscriptions and regular payments: daily, weekly, biweekly, monthly, quarterly, every six months or annual • Pick from a built-in catalogue of popular services, each with its own icon, or create your own • Search and filter by date, category or tag • Archive the subscriptions you no longer use and keep their history NEVER MISS A RENEWAL • Up to two reminders before each renewal • A reminder for planned expenses too • A number on the app icon shows today's payments • Renewals and expenses in your iPhone Calendar (PRO) YOUR BUDGET AT A GLANCE • Set a monthly budget and see how much is left • Switch between week, month and year views • "Spent" and "Projected": what you've already paid and what's still to come before the end of the period • Compare two periods side by side • Price history for every subscription, so each fee increase is on record CHARTS AND REPORTS • A personal overview with charts by category, monthly trend and year projection • PDF and CSV reports, ready for your spreadsheet IPHONE, IPAD AND APPLE WATCH • iCloud sync between iPhone and iPad • Widgets for the Home Screen and Lock Screen (PRO) • Apple Watch: check your budget and add a quick expense from your wrist (PRO) • Lock the app with Face ID or Touch ID • 10 currencies to choose from, including Canadian dollars YOUR DATA, IN YOUR ICLOUD No account, no email, no registration. Your financial data stays on your device and in your own iCloud. Export a backup file whenever you like and restore it, even on another device (PRO). KOLT PRO The free version includes up to 10 subscriptions and 20 expenses per month, with ads. Kolt PRO is available as a monthly or annual subscription, or as a one-time lifetime purchase, and unlocks: no ads, unlimited subscriptions and expenses, the Apple Watch app, Calendar sync, backup and restore, widgets, and sharing and saving reports. Kolt helps you keep track of your spending; it doesn't provide financial advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.swiftios.it/privacy-policy/

Screenshots

(Simple) Finance4 screens
Kolt4 screens

Verdict

The call

The clearest difference is ads: (Simple) Finance at none against Kolt's shown. Kolt's advantage is update cadence (every 9 days vs every 3 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. (Simple) Finance sells 3 in-app purchases, starting at $1.99 per month and Kolt sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

(Simple) Finance ships an update every 3 months, Kolt every 9 days. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.

Scorecard2 real differences Ā· 4 level
(Simple) Finance versus Kolt: the parameters behind the verdict, then further details
Parameter(Simple) FinanceKolt
PriceFreeFree
Update frequencyEvery 3 monthsEvery 9 days — better
AdsNo — betterYes
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS18.618.6
Further details — not scored
Size12 MB20 MB
Age rating4+4+
DeveloperMEHMET CAGRI MENCEKfrancesco giannnini

In-app purchases

3 purchases

(Simple) Finance

Subscriptions2
  • Finance Premium - Monthly$1.991 Month
  • Finance Premium - Annual$19.991 Year
One-time1
  • Finance Premium - Lifetime$49.99
3 purchases

Kolt

Subscriptions2
  • Pro Monthly$2.991 Month
  • Pro Yearly$5.991 Year
One-time1
  • Pro Lifetime$12.99

Questions

Is (Simple) Finance free?
(Simple) Finance is free to download, with in-app purchases available.
Is Kolt free?
Kolt is free to download, with in-app purchases available.
Do (Simple) Finance or Kolt have ads?
Kolt shows ads; (Simple) Finance does not.
Which is updated more often, (Simple) Finance or Kolt?
(Simple) Finance ships an update every 3 months, and Kolt every 9 days. Most recently, (Simple) Finance was updated on October 30, 2026 and Kolt on November 5, 2026.

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