# NovaFlow Budget vs 智富通

The clearest difference is in-app purchases: 智富通 at none against NovaFlow Budget's 4. 智富通 also leads on update cadence (monthly vs every 13 months). NovaFlow Budget's advantage is ads (none vs shown) and device support (4 vs 2). On price and iOS requirement there is nothing between them.

Both are free to download. NovaFlow Budget sells 4 in-app purchases, starting at $0.99 per month. 智富通 asks for nothing beyond the download.

NovaFlow Budget ships an update every 13 months, 智富通 monthly. The most recent releases landed on October 30, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | NovaFlow Budget | 智富通 |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 13 months | **Monthly** |
| Size | 133 MB | 63 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | **iPhone, iPad, iPod, Mac** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [海瑞 束](https://appshunter.io/developer/1618207642) | [Lighthouse Capital (HK) Financial Limited](https://appshunter.io/developer/1233570477) |

## What reviewers say

### NovaFlow Budget

[App page](https://appshunter.io/ios/app/novaflow-budget/id6478515678)

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 连续包月 | $0.99 | per month |
| 连续包季 | $2.99 | per 3 months |
| 连续包年 | $9.99 | per year |
| 专业版 | $9.99 | one-time |


### 智富通

[App page](https://appshunter.io/ios/app/id6479355589)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is NovaFlow Budget free?

NovaFlow Budget is free to download, with in-app purchases available.

### Is 智富通 free?

智富通 is free to download, with no in-app purchases.

### Do NovaFlow Budget or 智富通 have ads?

智富通 shows ads; NovaFlow Budget does not.

### Which is updated more often, NovaFlow Budget or 智富通?

NovaFlow Budget ships an update every 13 months, and 智富通 monthly. Most recently, NovaFlow Budget was updated on October 30, 2026 and 智富通 on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*