# Placement Direct vs Spiko

The clearest difference is review sentiment: Spiko at 100% against Placement Direct's 78%. Placement Direct's advantage is device support (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Placement Direct ships an update every 2 weeks, Spiko every 8 days. The most recent releases landed on October 17, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Placement Direct | Spiko |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spiko/id6758150203/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 77.8% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 8 days** |
| Monetization | Free | Free |
| Size | 60 MB | 70 MB |
| Requires iOS | **15.6** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [SAS PLACEMENT DIRECT](https://appshunter.io/developer/1733635267) | [Spiko](https://appshunter.io/developer/1871180742) |

## What reviewers say

### Placement Direct

[App page](https://appshunter.io/ios/app/placement-direct/id6478659467)

Manage your investments easily from your mobile with the official app. Track life insurance, PER, or SCPI contracts in real-time, perform transactions securely, and access all your documents anytime. Stay updated with financial news and refer friends.

**Highlights:** Real-time contract tracking, Secure transaction execution, Document access and download, Financial news updates, Referral program

**In-app purchases:** none


### Spiko

[App page](https://appshunter.io/ios/app/spiko/id6758150203)

Earn daily interest on your cash with a free account that takes minutes to open. Withdraw funds anytime without fees or penalties, and manage multiple currencies from one app. Ideal for individuals and businesses seeking to maximize their cash returns.

**Highlights:** Daily interest on cash, Free account opening, No withdrawal fees, Multi-currency management, Integrates with accounting tools, Personal and business accounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Placement Direct free?

Placement Direct is free to download, with no in-app purchases.

### Is Spiko free?

Spiko is free to download, with no in-app purchases.

### Do Placement Direct or Spiko have ads?

Neither Placement Direct nor Spiko shows ads.

### Which is updated more often, Placement Direct or Spiko?

Placement Direct ships an update every 2 weeks, and Spiko every 8 days. Most recently, Placement Direct was updated on October 17, 2026 and Spiko on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*