# DNA Payments vs Binq

The clearest difference is device support: DNA Payments at 3 against Binq's 1. On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DNA Payments ships an update monthly, Binq every 2 months. The most recent releases landed on October 10, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | DNA Payments | Binq |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 66.7% of reviews | 66.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 86 MB | 50 MB |
| Requires iOS | **15.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [DNA PAYMENTS LIMITED](https://appshunter.io/developer/1498359038) | [Ocean Finance](https://appshunter.io/developer/1539396367) |

## What reviewers say

### DNA Payments

[App page](https://appshunter.io/ios/app/dna-payments/id6478762280)

Manage all your point-of-sale and online transactions in one place. Gain real-time insights into payments, settlements, and generate detailed reports for all your businesses. Create and send payment links for instant payouts.

**Highlights:** Omnichannel transaction management, Real-time payment monitoring, Payment link creation, Virtual terminal for MOTO payments, Settlement and statement access, Detailed reporting and export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Binq

[App page](https://appshunter.io/ios/app/binq/id6744102654)

This AI-powered platform helps business owners quickly access and manage finance solutions. It offers instant pre-qualification, real-time quotes, and bespoke financial products. Get funds in hours with seamless data integration and 24/7 AI or human support.

**Highlights:** Instant pre-qualification and real-time quotes, 24/7 AI and human support, Bespoke financial solutions, Seamless data integration, Funds available in hours, Live status updates

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is DNA Payments free?

DNA Payments is free to download, with no in-app purchases.

### Is Binq free?

Binq is free to download, with no in-app purchases.

### Do DNA Payments or Binq have ads?

Neither DNA Payments nor Binq shows ads.

### Which is updated more often, DNA Payments or Binq?

DNA Payments ships an update monthly, and Binq every 2 months. Most recently, DNA Payments was updated on October 10, 2026 and Binq on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*