# Ponto Bank vs BCJ

The clearest difference is iOS requirement: Ponto Bank at 13.0 against BCJ's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ponto Bank ships an update every 2 weeks, BCJ fortnightly. The most recent releases landed on October 11, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Ponto Bank | BCJ |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Fortnightly |
| Size | 57 MB | 84 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [2M INSTITUICAO DE PAGAMENTOS SA](https://appshunter.io/developer/1731149355) | [Banco meubcj](https://appshunter.io/developer/1738085056) |

## What reviewers say

### Ponto Bank

[App page](https://appshunter.io/ios/app/ponto-bank/id6478791666)

**Features:** macOS Compatibility

**In-app purchases:** none


### BCJ

[App page](https://appshunter.io/ios/app/bcj/id6480069248)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Ponto Bank free?

Ponto Bank is free to download, with no in-app purchases.

### Is BCJ free?

BCJ is free to download, with no in-app purchases.

### Do Ponto Bank or BCJ have ads?

Neither Ponto Bank nor BCJ shows ads.

### Which is updated more often, Ponto Bank or BCJ?

Ponto Bank ships an update every 2 weeks, and BCJ fortnightly. Most recently, Ponto Bank was updated on October 11, 2026 and BCJ on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*