# MACU vs Valley Communities CU Mobile

The clearest difference is update cadence: Valley Communities CU Mobile at monthly against MACU's every 6 months. Valley Communities CU Mobile also leads on review sentiment (63% vs 40%) and ratings volume (572 vs 60). MACU's advantage is device support (4 vs 2) and iOS requirement (12.2 vs 18.4). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for MACU against 4.7 for Valley Communities CU Mobile. That said, the two scores are not equally well evidenced: Valley Communities CU Mobile has 572 ratings behind it against 60, so its average is the more settled of the two. Written reviews are what separate them: 40% of MACU's written reviews are positive against 63% of Valley Communities CU Mobile's.

MACU ships an update every 6 months, Valley Communities CU Mobile monthly. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | MACU | Valley Communities CU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (60 ratings)](https://appshunter.io/ios/app/macu/id6478827854/reviews) | **[4.7 (572 ratings)](https://appshunter.io/ios/app/valley-communities-cu-mobile/id6502622280/reviews)** |
| Number of ratings | 60 | **572** |
| Positive reviews | 40.0% of reviews | **62.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Monthly** |
| Monetization | Free | Free |
| Size | 86 MB | 196 MB |
| Requires iOS | **12.2** | 18.4 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Members' Advantage CU](https://appshunter.io/developer/1734084406) | [Valley Communities Credit Union](https://appshunter.io/developer/1338925485) |

## What reviewers say

### MACU

[App page](https://appshunter.io/ios/app/macu/id6478827854)

Manage your finances on the go. View account balances, deposit checks remotely, apply for loans, and make payments. Set up alerts, manage your debit card, and access secure login options.

**Highlights:** View balances and transaction history, Remote check deposit, Loan and credit card applications, Money transfers and payments, Account alerts, Debit card management, Secure login with biometrics

**Features:** macOS Compatibility

**In-app purchases:** none


### Valley Communities CU Mobile

[App page](https://appshunter.io/ios/app/valley-communities-cu-mobile/id6502622280)

Manage your finances on the go with this secure mobile banking app. Organize transactions, set alerts, make payments, transfer funds, deposit checks, and manage your debit card. Find nearby branches and ATMs, and secure your account with passcode or biometrics.

**Highlights:** Add tags, notes, and photos to transactions, Set balance alerts, Make payments and transfers, Mobile check deposit, Debit card management, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is MACU free?

MACU is free to download, with no in-app purchases.

### Is Valley Communities CU Mobile free?

Valley Communities CU Mobile is free to download, with no in-app purchases.

### Which has better reviews, MACU or Valley Communities CU Mobile?

Valley Communities CU Mobile is rated higher. MACU averages 4.7 out of 5 from 60 ratings, while Valley Communities CU Mobile averages 4.7 from 572 ratings.

### Do MACU or Valley Communities CU Mobile have ads?

Neither MACU nor Valley Communities CU Mobile shows ads.

### Which is updated more often, MACU or Valley Communities CU Mobile?

MACU ships an update every 6 months, and Valley Communities CU Mobile monthly. Most recently, MACU was updated on October 24, 2026 and Valley Communities CU Mobile on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*