# Windfall vs Hoypay

The clearest difference is in-app purchases: Hoypay at none against Windfall's 4. Hoypay also leads on iOS requirement (12.0 vs 26.0). Windfall's advantage is update cadence (every 5 days vs every 3 weeks). On price, ads and device support there is nothing between them.

Both are free to download. Windfall sells 4 in-app purchases, starting at $2.99 per 7 days. Hoypay asks for nothing beyond the download.

Windfall ships an update every 5 days, Hoypay every 3 weeks. The most recent releases landed on September 18, 2026 and May 19, 2026 respectively.

## The numbers

| Metric | Windfall | Hoypay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/windfall-expense-tracker/id6479275107/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 3 weeks |
| Monetization | Freemium | — |
| Size | 48 MB | 64 MB |
| Requires iOS | 26.0 | **12.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Swapnanil Dhol](https://appshunter.io/developer/1448345447) | [Neil Marc Mejia](https://appshunter.io/developer/1764735414) |

## What reviewers say

### Windfall

[App page](https://appshunter.io/ios/app/windfall-expense-tracker/id6479275107)

Effortlessly track expenses using natural language, voice commands, or receipt scanning. Visualize spending trends, set budgets, and gain financial awareness without connecting to your bank. Offers smart alerts and customizable transaction details.

**Highlights:** Natural language expense entry, Voice command and Siri integration, Receipt scanning and import, Weekly, monthly, and yearly budgets, Spending trend visualization, On-device data processing option, Multi-currency support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Money Buddy Weekly | $2.99 | per 7 days |
| Monthly Pro | $9.99 | per month |
| Yearly Pro | $24.99 | per year |
| Lifetime Pro | $49.99 | one-time |


### Hoypay

[App page](https://appshunter.io/ios/app/hoypay/id6742076148)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Windfall free?

Windfall is free to download, with in-app purchases available.

### Is Hoypay free?

Hoypay is free to download, with no in-app purchases.

### Do Windfall or Hoypay have ads?

Neither Windfall nor Hoypay shows ads.

### Which is updated more often, Windfall or Hoypay?

Windfall ships an update every 5 days, and Hoypay every 3 weeks. Most recently, Windfall was updated on September 18, 2026 and Hoypay on May 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*