# BTB vs Zero

The clearest difference is review sentiment: Zero at 80% against BTB's 15%. Zero also leads on rating (2.3 vs 1.7). BTB's advantage is monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Zero holds the better App Store score, 2.3 against 1.7. Both are backed by a comparable volume of ratings — 6 and 3 respectively. Written reviews point the same way: 15% of BTB's written reviews are positive against 80% of Zero's.

BTB ships an update monthly, Zero every 2 weeks. The most recent releases landed on September 8, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | BTB | Zero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.7 (6 ratings)](https://appshunter.io/ios/app/btb/id6479300402/reviews) | **[2.3 (3 ratings)](https://appshunter.io/ios/app/zero/id6738506887/reviews)** |
| Number of ratings | **6** | 3 |
| Positive reviews | 14.6% of reviews | **80.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 110 MB | 195 MB |
| Requires iOS | **15.1** | 15.5 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BAITUSHUM BANK](https://appshunter.io/developer/1455825199) | [Technologia CA](https://appshunter.io/developer/1781062573) |

## What reviewers say

### BTB

[App page](https://appshunter.io/ios/app/btb/id6479300402)

Manage your finances conveniently 24/7 with this mobile banking app. Perform instant transfers, pay bills, manage your cards, and set spending limits. Registration is available remotely or at a bank branch.

**Highlights:** Instant transfers to BTB clients, Transfers to other banks, Card payment and SMS notification management, Card limit customization, Card blocking/unblocking, Payment for over 250 services

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Zero

[App page](https://appshunter.io/ios/app/zero/id6738506887)

Purchase items now and pay in installments with zero interest and no down payment. Easily apply for a credit limit through the app and manage all your purchases and payments in one place. Access a wide network of partners for various goods and services.

**Highlights:** 0% interest and down payment, Wide network of partner stores, Easy online registration and limit approval, Catalog and map view of partners, Simple financial control and payment tracking, 24/7 multi-channel customer support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BTB free?

BTB is free to download, with no in-app purchases.

### Is Zero free?

Zero is free to download, with no in-app purchases.

### Which has better reviews, BTB or Zero?

Zero is rated higher. BTB averages 1.7 out of 5 from 6 ratings, while Zero averages 2.3 from 3 ratings.

### Do BTB or Zero have ads?

Neither BTB nor Zero shows ads.

### Which is updated more often, BTB or Zero?

BTB ships an update monthly, and Zero every 2 weeks. Most recently, BTB was updated on September 8, 2026 and Zero on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*