# 时小融 vs MoneyMind

The clearest difference is in-app purchases: 时小融 at none against MoneyMind's 1. 时小融 also leads on update cadence (every 8 days vs monthly) and iOS requirement (12.0 vs 16.0). On price, ads and device support there is nothing between them.

Both are free to download. MoneyMind sells 1 one-off in-app purchase. 时小融 asks for nothing beyond the download.

时小融 ships an update every 8 days, MoneyMind monthly. The most recent releases landed on October 25, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | 时小融 | MoneyMind |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/moneymind/id6761840826/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 8 days** | Monthly |
| Monetization | — | Free |
| Size | 58 MB | 16 MB |
| Requires iOS | **12.0** | 16.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Apple Watch** |
| Age rating | 17+ | 4+ |
| Developer | [Shishi Huxin (Wuhan) Digital Technology Co., Ltd.](https://appshunter.io/developer/1735701583) | [永 缪](https://appshunter.io/developer/1891717067) |

## What reviewers say

### 时小融

[App page](https://appshunter.io/ios/app/id6479358893)

**Features:** macOS Compatibility

**In-app purchases:** none


### MoneyMind

[App page](https://appshunter.io/ios/app/moneymind/id6761840826)

This intelligent voice accounting assistant makes managing personal finances simple and fun. It uses AI to automatically recognize expenses from natural language speech, provides visual charts for spending insights, and offers budget management with customizable alerts. All your financial data is stored locally for enhanced privacy.

**Highlights:** Intelligent voice recognition for effortless accounting, Automatic expense categorization with AI, Visual spending charts and trend analysis, Customizable budget setting and alerts, Local data storage for enhanced privacy

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| MoneyMind Pro 永久版 | $2.99 | one-time |


## Frequently asked questions

### Is 时小融 free?

时小融 is free to download, with no in-app purchases.

### Is MoneyMind free?

MoneyMind is free to download, with in-app purchases available.

### Do 时小融 or MoneyMind have ads?

Neither 时小融 nor MoneyMind shows ads.

### Which is updated more often, 时小融 or MoneyMind?

时小融 ships an update every 8 days, and MoneyMind monthly. Most recently, 时小融 was updated on October 25, 2026 and MoneyMind on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*