# 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) vs IBK 카드

The clearest difference is review sentiment: 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) at 76% against IBK 카드's 29%. 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) also leads on rating (2.5 vs 1.0). IBK 카드's advantage is update cadence (every 3 weeks vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) holds the better App Store score, 2.5 against 1.0. Both are backed by a comparable volume of ratings — 2 and 2 respectively. Written reviews point the same way: 76% of 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)'s written reviews are positive against 29% of IBK 카드's.

서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) ships an update every 3 months, IBK 카드 every 3 weeks. Both last shipped on September 22, 2026.

## The numbers

| Metric | 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) | IBK 카드 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.5 (2 ratings)](https://appshunter.io/ios/app/pay-plus/id6479675842/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/ibk/id6738555765/reviews) |
| Number of ratings | 2 | 2 |
| Positive reviews | **76.5% of reviews** | 29.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 88 MB | 125 MB |
| Requires iOS | **13.0** | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [비즈플레이(주)](https://appshunter.io/developer/1056025365) | [INDUSTRIAL BANK OF KOREA](https://appshunter.io/developer/347880191) |

## What reviewers say

### 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)

[App page](https://appshunter.io/ios/app/pay-plus/id6479675842)

This platform allows users to purchase and use local gift certificates, apply for merchant status, and receive/use policy subsidies from Seoul city and its districts. It offers features for both citizens and small business owners, simplifying transactions and management.

**Highlights:** Purchase and use local gift certificates, Apply for merchant status, Receive and use policy subsidies, QR code payments and non-contact payments, Gift certificate gifting, Find affiliated merchants, Merchant management tools

**In-app purchases:** none


### IBK 카드

[App page](https://appshunter.io/ios/app/ibk/id6738555765)

Manage your credit card accounts with ease. Track spending, view benefits, and participate in exclusive events and promotions. Offers personalized settings and a secure login experience.

**Highlights:** Secure and fast login, Card status overview, Customizable interface, Event and benefit tracking, Point accumulation and usage, Personal business card management

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) free?

서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) is free to download, with no in-app purchases.

### Is IBK 카드 free?

IBK 카드 is free to download, with no in-app purchases.

### Which has better reviews, 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) or IBK 카드?

서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) is rated higher. 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) averages 2.5 out of 5 from 2 ratings, while IBK 카드 averages 1.0 from 2 ratings.

### Do 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) or IBK 카드 have ads?

Neither 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) nor IBK 카드 shows ads.

### Which is updated more often, 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) or IBK 카드?

서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) ships an update every 3 months, and IBK 카드 every 3 weeks. Most recently, 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) was updated on September 22, 2026 and IBK 카드 on September 22, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*