# Qantas Pay vs ING Banking

The clearest difference is rating: Qantas Pay at 4.5 against ING Banking's 3.0. Qantas Pay also leads on review sentiment (42% vs 2%) and ratings volume (20 vs 2). ING Banking's advantage is update cadence (fortnightly vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Qantas Pay holds the better App Store score, 4.5 against 3.0. That said, the two scores are not equally well evidenced: Qantas Pay has 20 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 42% of Qantas Pay's written reviews are positive against 2% of ING Banking's.

Qantas Pay ships an update monthly, ING Banking fortnightly. Both last shipped on October 30, 2026.

## The numbers

| Metric | Qantas Pay | ING Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (20 ratings)](https://appshunter.io/ios/app/qantas-pay/id6479733294/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/ing-banking-do-your-thing/id6503263049/reviews) |
| Number of ratings | **20** | 2 |
| Positive reviews | **41.7% of reviews** | 2.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free | Free |
| Size | 132 MB | 249 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Qantas Airways Limited](https://appshunter.io/developer/394287136) | [ING Bank (Australia) Limited](https://appshunter.io/developer/349621761) |

## What reviewers say

### Qantas Pay

[App page](https://appshunter.io/ios/app/qantas-pay/id6479733294)

Manage your money and earn Qantas Points on everyday spending, both at home and abroad. Load funds in multiple currencies, lock in exchange rates, and enjoy no foreign transaction fees. Securely access your accounts and track your transactions with ease.

**Highlights:** Earn Qantas Points on spending, Load and hold 17 currencies, Lock in foreign exchange rates, No foreign transaction fees, No account fees, Add card to Apple Wallet, Secure login with Face ID/fingerprint

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and navigate
- 💳 Convenient for travel
- 🌟 Earns Qantas Points
- 💸 Instant top-ups via Apple Pay
- 📞 Good customer support

**What reviewers complain about**

- 🐛 App buggy
- ❌ Loading foreign currency impossible
- ❌ Online card acceptance unreliable
- ❌ Funds withdrawal not instant
- ❌ Difficult to input codes

**Reported bugs**

- Add Money interface buggy, flashing, error messages
- Funds disappear (not in bank, not in Qantas pay)
- Cannot log into the app
- Face ID logins no longer works after update
- App currently can't log in, Touch ID does nothing

**Requested features**

- Add Indonesia to exchange currencies
- Faster cash-outs
- Higher FF points earn for domestic spending
- More currency options
- Add PayID for instant top-ups


### ING Banking

[App page](https://appshunter.io/ios/app/ing-banking-do-your-thing/id6503263049)

A redesigned mobile banking application offering a faster, simpler, and more intuitive way to manage your finances. It provides easy access to balances, quick money transfers, and robust security features for peace of mind.

**Highlights:** Check balance at a glance, Move money in seconds, Manage accounts easily, Biometric login, Real-time alerts, 24/7 security

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Qantas Pay free?

Qantas Pay is free to download, with no in-app purchases.

### Is ING Banking free?

ING Banking is free to download, with no in-app purchases.

### Which has better reviews, Qantas Pay or ING Banking?

Qantas Pay is rated higher. Qantas Pay averages 4.5 out of 5 from 20 ratings, while ING Banking averages 3.0 from 2 ratings.

### Do Qantas Pay or ING Banking have ads?

Neither Qantas Pay nor ING Banking shows ads.

### Which is updated more often, Qantas Pay or ING Banking?

Qantas Pay ships an update monthly, and ING Banking fortnightly. Most recently, Qantas Pay was updated on October 30, 2026 and ING Banking on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*