# FinToolbox vs Sphere for Borrowers

The clearest difference is ads: FinToolbox at none against Sphere for Borrowers's shown. FinToolbox also leads on update cadence (monthly vs every 2 months) and iOS requirement (15.0 vs 17.6). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FinToolbox ships an update monthly, Sphere for Borrowers every 2 months. The most recent releases landed on October 13, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | FinToolbox | Sphere for Borrowers |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Monthly** | Every 2 months |
| Size | 114 MB | 50 MB |
| Requires iOS | **15.0** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 12+ | 17+ |
| Developer | [The Mortgage Broker Builder LLC](https://appshunter.io/developer/1737223731) | [Taygo Inc.](https://appshunter.io/developer/1742524101) |

## What reviewers say

### FinToolbox

[App page](https://appshunter.io/ios/app/fintoolbox/id6479776950)

**In-app purchases:** none


### Sphere for Borrowers

[App page](https://appshunter.io/ios/app/sphere-for-borrowers/id6737917894)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is FinToolbox free?

FinToolbox is free to download, with no in-app purchases.

### Is Sphere for Borrowers free?

Sphere for Borrowers is free to download, with no in-app purchases.

### Do FinToolbox or Sphere for Borrowers have ads?

Sphere for Borrowers shows ads; FinToolbox does not.

### Which is updated more often, FinToolbox or Sphere for Borrowers?

FinToolbox ships an update monthly, and Sphere for Borrowers every 2 months. Most recently, FinToolbox was updated on October 13, 2026 and Sphere for Borrowers on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*