Comparison

CashFlow Tracker Pro vs Smart Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CashFlow Tracker Pro

Features
Read full description

CashFlow Tracker Pro is the premier tool for managing your finances effectively and efficiently. With this comprehensive app, you can easily track your expenses and income, giving you a clear understanding of where your money is going and coming from. One of the key features of CashFlow Tracker Pro is the ability to assign categories to each expense, allowing you to easily see where your money is being spent. Moreover, you have the option to create your own customized spending categories to tailor the app to your specific financial needs. In addition to expense tracking, CashFlow Tracker Pro offers a dedicated savings feature, providing you with a designated space to set aside money for your future financial goals. Whether you're saving for a vacation, a new car, or simply building an emergency fund, the savings feature makes it easy to stay on track. Furthermore, the app includes a robust statistics section that provides detailed insights into your spending habits. With visual graphs and charts, you can quickly identify trends and make informed decisions about your finances. Some of the application's functions, such as weekly and monthly statistics, creating categories and a piggy bank, will be available by subscription. This will allow you to use all the features of the application and regulate your financial flows on a daily basis. Take control of your money and make smarter financial choices with CashFlow Tracker Pro. Start your journey to financial success today. CashFlow Tracker Pro requires subscription for: • Weekly and monthly statistics • Assigning a category for each expense • Piggy bank You may purchase an auto-renewing subscription through an In-App Purchase: • Auto-renewable subscription • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase. • Privacy Policy: https://telegra.ph/Privacy-Policy-03-29-57 • Terms of use: https://telegra.ph/Mobile-App-Terms-of-Service-03-29

About

Smart Budget

Features
Read full description

Smart Budget is the simplest way to track your spending, stick to a budget and finally understand where your money goes — now 100% ad-free. Log an expense in seconds, set a monthly budget, and see at a glance how much you have left to spend each day. WHY YOU'LL LOVE IT • No ads, ever — clean and distraction-free • Add expenses and income in seconds with a fast keypad • Monthly budget with a clear "left to spend" and daily allowance • Beautiful analytics: categories, charts and month-by-month trends • iCloud sync — your data on all your Apple devices, private and secure • Home Screen widgets to add and track on the go • Add an expense with Siri, from Control Centre or your Action Button • Lock Screen widgets with what's left to spend • Import your history from another app via CSV DO MORE WITH PRO • Spending trends: see if you're spending more than last month • Per-category budgets with smart alerts before you overspend • Multiple accounts (cash, card, bank) with separate balances • Scan receipts: snap a photo and the shop, date and amount are filled in for you • Smart notifications: daily reminders, recurring bills, weekly recap • Party Mode live on the Lock Screen, with split-the-bill and settle-up • Unlimited recurring transactions, CSV export and premium themes PRIVATE BY DESIGN Your financial data stays in your private iCloud account. We never see it. No tracking, no third-party ads. Try Pro free for 7 days, then keep it with a subscription or a one-time Lifetime purchase. Start today — your future self will thank you. ================================================================= LICENSED APPLICATION END USER LICENSE AGREEMENT https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

CashFlow Tracker Pro4 screens
Smart Budget4 screens

Verdict

The call

The clearest difference is update cadence: Smart Budget at every 6 weeks against CashFlow Tracker Pro's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. CashFlow Tracker Pro sells 2 in-app purchases, starting at $4.99 per 7 days and Smart Budget sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

CashFlow Tracker Pro ships an update every 4 months, Smart Budget every 6 weeks. The most recent releases landed on November 4, 2026 and October 30, 2026 respectively.

Scorecard1 real difference Ā· 5 level
CashFlow Tracker Pro versus Smart Budget: the parameters behind the verdict, then further details
ParameterCashFlow Tracker ProSmart Budget
PriceFreeFree
Update frequencyEvery 4 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad — better
Requires iOS17.0 — better18.0
Further details — not scored
Size11 MB14 MB
Age rating4+4+
DeveloperAlexandru AnganCarlo Di Giuseppe

In-app purchases

2 purchases

CashFlow Tracker Pro

Subscriptions2
  • Weekly Full Access3 Days trial$4.997 Days
  • Annual Full Access$39.991 Year
3 purchases

Smart Budget

Subscriptions2
  • Budget Flow Monthly7 Days trial$0.991 Month
  • Budget Flow Pro Annual$9.991 Year
One-time1
  • Lifetime PRO$29.99

Questions

Is CashFlow Tracker Pro free?
CashFlow Tracker Pro is free to download, with in-app purchases available.
Is Smart Budget free?
Smart Budget is free to download, with in-app purchases available.
Do CashFlow Tracker Pro or Smart Budget have ads?
Neither CashFlow Tracker Pro nor Smart Budget shows ads.
Which is updated more often, CashFlow Tracker Pro or Smart Budget?
CashFlow Tracker Pro ships an update every 4 months, and Smart Budget every 6 weeks. Most recently, CashFlow Tracker Pro was updated on November 4, 2026 and Smart Budget on October 30, 2026.

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