# ReadySetHome by BoxCar Mtg vs KeySteps

The clearest difference is rating: ReadySetHome by BoxCar Mtg at 5.0 against KeySteps's 3.7. ReadySetHome by BoxCar Mtg also leads on monetization model (free vs ad-supported). KeySteps's advantage is ratings volume (6 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReadySetHome by BoxCar Mtg holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: KeySteps has 6 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | ReadySetHome by BoxCar Mtg | KeySteps |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/readysethome-by-boxcar-mtg/id6479996017/reviews)** | [3.7 (6 ratings)](https://appshunter.io/ios/app/keysteps/id6642643003/reviews) |
| Number of ratings | 1 | **6** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Free** | Ad-supported |
| Size | 115 MB | 114 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 12+ | 12+ |
| Developer | [Highland Mortgage](https://appshunter.io/developer/1535155521) | [Finlocker LLC](https://appshunter.io/developer/1357188723) |

## What reviewers say

### ReadySetHome by BoxCar Mtg

[App page](https://appshunter.io/ios/app/readysethome-by-boxcar-mtg/id6479996017)

This financial assistant helps users achieve homeownership by providing tools for credit monitoring, affordability analysis, and mortgage readiness assessment. It also offers real estate listings and connects users with lenders for guidance.

**Highlights:** Free credit score, report, and monitoring, Affordability analysis, Real estate listings, Mortgage readiness assessment, Financial insights and savings tracking, Connect with lender partners

**In-app purchases:** none


### KeySteps

[App page](https://appshunter.io/ios/app/keysteps/id6642643003)

This financial assistant helps users achieve homeownership by providing tools for credit monitoring, affordability analysis, and mortgage readiness assessment. It also features real estate listings and connects users with lenders for guidance.

**Highlights:** Free credit score, report, and monitoring, Affordability analysis, Real estate listings search, Mortgage readiness assessment, Financial insights (savings, DTI, net worth), Lender connection for guidance

**In-app purchases:** none


## Frequently asked questions

### Is ReadySetHome by BoxCar Mtg free?

ReadySetHome by BoxCar Mtg is free to download, with no in-app purchases.

### Is KeySteps free?

KeySteps is free to download, with no in-app purchases.

### Which has better reviews, ReadySetHome by BoxCar Mtg or KeySteps?

ReadySetHome by BoxCar Mtg is rated higher. ReadySetHome by BoxCar Mtg averages 5.0 out of 5 from 1 ratings, while KeySteps averages 3.7 from 6 ratings.

### Do ReadySetHome by BoxCar Mtg or KeySteps have ads?

Neither ReadySetHome by BoxCar Mtg nor KeySteps shows ads.

### Which is updated more often, ReadySetHome by BoxCar Mtg or KeySteps?

ReadySetHome by BoxCar Mtg ships an update monthly, and KeySteps monthly. Most recently, ReadySetHome by BoxCar Mtg was updated on October 21, 2026 and KeySteps on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*