# CreFin vs SmartComps

The clearest difference is in-app purchases: CreFin at none against SmartComps's 2. CreFin also leads on ads (none vs shown). SmartComps's advantage is update cadence (every 3 days vs every 2 weeks). On price, device support and iOS requirement there is nothing between them.

Both are free to download. SmartComps sells 2 in-app purchases, starting at $9.99 per month. CreFin asks for nothing beyond the download.

CreFin ships an update every 2 weeks, SmartComps every 3 days. The most recent releases landed on October 1, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | CreFin | SmartComps |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/smartcomps/id6772881132/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 weeks | **Every 3 days** |
| Monetization | — | Freemium |
| Size | 37 MB | 20 MB |
| Requires iOS | 16.6 | **15** |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 17+ | 4+ |
| Developer | [Recomm consulting, LLC](https://appshunter.io/developer/1737843983) | [John King](https://appshunter.io/developer/1282345641) |

## What reviewers say

### CreFin

[App page](https://appshunter.io/ios/app/crefin-cre-loan-app/id6480004953)

**Features:** macOS Compatibility

**In-app purchases:** none


### SmartComps

[App page](https://appshunter.io/ios/app/smartcomps/id6772881132)

This app helps prospective homeowners understand the total cost of buying a property. It offers tools for mortgage calculations, affordability checks, rent vs. buy comparisons, and expense estimations, providing a clear financial overview.

**Highlights:** Mortgage payment calculation, Affordability analysis, Rent vs. buy comparison, Closing cost estimation, Monthly expense breakdown, Financial planning tools

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $9.99 | per month |
| Pro Annual | $79.99 | per year |


## Frequently asked questions

### Is CreFin free?

CreFin is free to download, with no in-app purchases.

### Is SmartComps free?

SmartComps is free to download, with in-app purchases available.

### Do CreFin or SmartComps have ads?

SmartComps shows ads; CreFin does not.

### Which is updated more often, CreFin or SmartComps?

CreFin ships an update every 2 weeks, and SmartComps every 3 days. Most recently, CreFin was updated on October 1, 2026 and SmartComps on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*