# SpendingKeeper vs SpendByMe

The clearest difference is in-app purchases: SpendingKeeper at none against SpendByMe's 7. SpendByMe's advantage is ads (none vs shown) and update cadence (every 5 days vs every 2 months). On price and device support there is nothing between them.

Both are free to download. SpendByMe sells 7 in-app purchases, starting at $1.99 per month. SpendingKeeper asks for nothing beyond the download.

SpendingKeeper ships an update every 2 months, SpendByMe every 5 days. The most recent releases landed on September 23, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | SpendingKeeper | SpendByMe |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 60.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Every 5 days** |
| Monetization | — | Free with in-app purchases |
| Size | 7 MB | 90 MB |
| Requires iOS | 26.0 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Jae-Seung Lee](https://appshunter.io/developer/1146296876) | [Abhinav Ranjan Jha](https://appshunter.io/developer/1890999305) |

## What reviewers say

### SpendingKeeper

[App page](https://appshunter.io/ios/app/spendingkeeper/id6480076775)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SpendByMe

[App page](https://appshunter.io/ios/app/spendbyme/id6761703663)

Effortlessly manage your finances with an AI-powered app that automatically tracks expenses, subscriptions, and bills by analyzing SMS and email. Gain clarity on your spending without manual entry, organize transactions with smart categorization, and monitor credit card usage and upcoming payments.

**Highlights:** Automatic expense tracking via SMS/email, Smart expense categorization, Credit card bill and due date tracking, Subscription, loan, and EMI tracker, Expense splitting with friends/couples, Budget planner and goal tracking, Spending map and insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendByMe Pro - Monthly | $1.99 | per month |
| Spendbyme Plus Monthly | $3.99 | per month |
| Spendbyme Max Monthly | $7.99 | per month |
| SpendByMe Pro 6 Months | $7.99 | per 6 months |
| SpendByMe Pro 1 Year | $14.99 | per year |
| Spendbyme Plus Yearly | $29.99 | per year |
| Spendbyme Max Yearly | $59.99 | per year |


## Frequently asked questions

### Is SpendingKeeper free?

SpendingKeeper is free to download, with no in-app purchases.

### Is SpendByMe free?

SpendByMe is free to download, with in-app purchases available.

### Do SpendingKeeper or SpendByMe have ads?

SpendingKeeper shows ads; SpendByMe does not.

### Which is updated more often, SpendingKeeper or SpendByMe?

SpendingKeeper ships an update every 2 months, and SpendByMe every 5 days. Most recently, SpendingKeeper was updated on September 23, 2026 and SpendByMe on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*