# Sarmaaya vs Spenduo

The clearest difference is in-app purchases: Spenduo at none against Sarmaaya's 6. Spenduo also leads on update cadence (every 11 days vs every 6 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Sarmaaya sells 6 in-app purchases, starting at $4.99 per month. Spenduo asks for nothing beyond the download.

Sarmaaya ships an update every 6 weeks, Spenduo every 11 days. The most recent releases landed on October 12, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | Sarmaaya | Spenduo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (3 ratings)](https://appshunter.io/ios/app/sarmaaya/id6480111724/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 33.3% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 11 days** |
| Monetization | Subscription | — |
| Size | 80 MB | 18 MB |
| Requires iOS | 17.6 | **17** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [abcData](https://appshunter.io/developer/1534703804) | [Weiwen chen](https://appshunter.io/developer/6782811429) |

## What reviewers say

### Sarmaaya

[App page](https://appshunter.io/ios/app/sarmaaya/id6480111724)

Manage, optimize, and grow your investment portfolio with real-time insights and alerts. Track performance against benchmarks, organize holdings with comprehensive reports, and utilize tax efficiency tools for smarter financial growth.

**Highlights:** Real-time portfolio insights and alerts, Performance tracking against market benchmarks, Comprehensive portfolio organization and reports, Tax efficiency tools and CGT tracking, Unified smart dashboard for all investments, Advanced analytics for stocks, ETFs, and more, Personalized watchlist with real-time updates

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lite Monthly | $4.99 | per month |
| Pro Monthly | $19.99 | per month |
| Premium Monthly | $29.99 | per month |
| Lite Yearly | $49.99 | per year |
| Pro Yearly | $199.99 | per year |
| Premium Yearly | $299.99 | per year |


### Spenduo

[App page](https://appshunter.io/ios/app/spenduo/id6782811427)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Sarmaaya free?

Sarmaaya is free to download, with in-app purchases available.

### Is Spenduo free?

Spenduo is free to download, with no in-app purchases.

### Do Sarmaaya or Spenduo have ads?

Neither Sarmaaya nor Spenduo shows ads.

### Which is updated more often, Sarmaaya or Spenduo?

Sarmaaya ships an update every 6 weeks, and Spenduo every 11 days. Most recently, Sarmaaya was updated on October 12, 2026 and Spenduo on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*