Sarmaaya vs Subsbook
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sarmaaya
Manage your investments and track your wealth across various asset classes. Monitor PSX stocks, mutual funds, ETFs, gold, forex, and more in one place. Gain insights into portfolio performance, profit, loss, and returns with real-time alerts and analysis tools.
- Portfolio tracking for PSX stocks, mutual funds, ETFs, gold, forex, commodities, and cash
- Real-time market information and stock prices
- Performance, profit, loss, and return analytics
- Personalized watchlists and real-time alerts
- Mutual fund NAV tracking
- Investment calculators (ROI, SIP, Deduction)
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Take control of your investments with Sarmaaya, an investment portfolio tracker and wealth management app built for investors and traders. Create your portfolio, add the investments you already own, and track everything in one place. Monitor your holdings across PSX stocks, mutual funds, ETFs, gold, forex, commodities, and cash. Clearly understand your portfolio performance, profit, loss, and overall returns. Follow the Pakistan Stock Exchange, monitor the Pakistan stock market, and understand how your investment portfolio is performing. Whether you are building a PSX portfolio, managing a stock portfolio, or tracking multiple asset classes, Sarmaaya helps you organize your holdings and make more informed investment decisions. TRACK YOUR PSX STOCKS Follow PSX stocks with live market information, real-time prices, stock performance, and useful insights. Monitor market movements and keep your investments organized without managing multiple spreadsheets. Use Sarmaaya as a PSX stock market app to follow companies listed on the Pakistan Stock Exchange, monitor stock prices, and create a personalized watchlist for the investments that matter to you. PSX PORTFOLIO TRACKER Build and monitor your PSX portfolio with a clear view of your holdings, performance, gains, and losses. Use Sarmaaya as a PSX portfolio tracker to understand how individual stocks contribute to your overall portfolio. Track your stock portfolio and review important metrics with portfolio analytics and detailed performance insights to better understand your investment returns. STOCK ANALYSIS & REAL-TIME ALERTS Go beyond portfolio tracking with stock analysis tools that help you understand company performance, market trends, and important stock information. Create a personalized watchlist and receive real-time stock alerts for earnings, payouts, board meetings, insider trades, and significant price movements. MUTUAL FUND TRACKER Track your mutual funds and monitor NAV movements, returns, allocations, and fund performance in one place. Use Sarmaaya as a mutual fund tracker to organize your existing holdings and build a mutual fund portfolio. Review your mutual fund investments alongside PSX stocks, ETFs, gold, forex, and other assets. For investors looking for a Pakistan mutual fund tracker, Sarmaaya provides a convenient way to monitor mutual fund investments and performance. INVESTMENT & PORTFOLIO MANAGEMENT Keep your investment portfolio organized and monitor holdings, performance, gains, losses, and returns from one place. Sarmaaya makes investment tracking easier with portfolio management tools, asset allocation insights, and clear performance analytics. Use the investment portfolio tracker to monitor the assets you already own and understand how your overall portfolio is performing across different investment categories. POWERFUL INVESTMENT CALCULATORS Access useful financial tools, including an ROI Calculator, SIP Calculator, and Deduction Calculator. Use the ROI Calculator to evaluate investment performance and the SIP Calculator to explore regular investment scenarios. TAX, CGT & FILER TOOLS Understand your investment tax position with capital gains tax and CGT tools. Check your filer status and use the capital gains tax calculator for Pakistan to estimate potential tax on investment gains. DIVIDENDS & REPORTS Track dividend income and review investment reports to understand portfolio performance, gains, losses, and returns over time. Create your portfolio, track your holdings, understand your profit and loss, analyze performance, and make more informed investment decisions with Sarmaaya. Download Sarmaaya and start tracking your investment portfolio today.
Subsbook
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The subscription tracker that isn't a subscription. Subsbook lives on your device. No account, no ads, no tracking — and by design, you only buy it once. WHAT IT DOES - Overview — a live odometer of what this month has already cost you, plus the next 7 days at a glance. - Orbit — your subscriptions as living bubbles sized by cost. Drag one out to start canceling it. - Reminders before they bite — quiet notifications 3 days and 1 day before each charge, at your preferred hour. Trials get a morning-of warning and a "what happened?" follow-up. - Zam Radar — every price hike logged, with the yearly damage versus the original price. - Saved Ledger — cancel a subscription and the savings land here, forever. - Trial Guardian — never get silently converted again. - Smart date engine — a sub anchored to the 31st bills on Feb 28/29 and returns to the 31st. Leap years, DST weeks and custom cycles handled. - 140+ service catalog with one-tap quick add, brand colors and direct cancel links — browsable in full from Settings. - You stay in control — see every reminder queued for the next 30 days, or silence them all with a single switch. - Your data stays portable — backups are plain JSON. Backup & restore, CSV export, iCloud private-database sync, Face ID lock and widgets come with Pro. PRIVACY, PLAINLY No account. No servers of ours. No analytics, no ad SDKs, no third-party trackers. The only network call in the entire app is an optional daily exchange-rate lookup, and it is off by default. The App Store privacy label reads "Data Not Collected" because there is nothing to collect. FREE vs PRO Free tracks 5 subscriptions with full reminders. Subsbook Pro is a single lifetime purchase with Family Sharing included: unlimited subscriptions, deep insights, full Zam Radar history, home screen widgets, iCloud sync, CSV export and the Daylight theme. A subscription tracker that charged you monthly would be a bad joke. --- Privacy Policy: https://tenisify.net/subsbook/subsbook-privacy/ Terms of Use: https://tenisify.net/subsbook/subsbook-terms/ Support: https://tenisify.net/subsbook/subsbook-support/
Screenshots
Verdict
Sarmaaya and Subsbook are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Sarmaaya sells 6 in-app purchases, starting at $4.99 per month and Subsbook sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on November 4, 2026 and October 7, 2026 respectively.
| Parameter | Sarmaaya | Subsbook |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (3 ratings) — better | — |
| Positive reviews | 33.3% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.6 | 17.0 — better |
| Further details — not scored | ||
| Size | 82 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | abcData | umit uregun |
In-app purchases
Sarmaaya
- Lite Monthly1 Month trial$4.991 Month
- Pro Monthly1 Month trial$19.991 Month
- Premium Monthly1 Month trial$29.991 Month
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- Lite Yearly1 Month trial$49.991 Year
- Pro Yearly1 Month trial$199.991 Year
- Premium Yearly1 Month trial$299.991 Year
Subsbook
- Subsbook Lifetime Pro$14.99









