# MCTPayVA vs OxPay Lite

The clearest difference is update cadence: OxPay Lite at every 3 weeks against MCTPayVA's every 4 months. MCTPayVA's advantage is iOS requirement (12.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MCTPayVA ships an update every 4 months, OxPay Lite every 3 weeks. The most recent releases landed on September 29, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | MCTPayVA | OxPay Lite |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 weeks** |
| Size | 38 MB | 41 MB |
| Requires iOS | **12.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [MOBILE COMMUNITY TECH PTE LTD](https://appshunter.io/developer/1626416581) | [OxPay SG Pte Ltd](https://appshunter.io/developer/1881784585) |

## What reviewers say

### MCTPayVA

[App page](https://appshunter.io/ios/app/mctpayva/id6480231207)

**Features:** macOS Compatibility

**In-app purchases:** none


### OxPay Lite

[App page](https://appshunter.io/ios/app/oxpay-lite/id6499313012)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MCTPayVA free?

MCTPayVA is free to download, with no in-app purchases.

### Is OxPay Lite free?

OxPay Lite is free to download, with no in-app purchases.

### Do MCTPayVA or OxPay Lite have ads?

Neither MCTPayVA nor OxPay Lite shows ads.

### Which is updated more often, MCTPayVA or OxPay Lite?

MCTPayVA ships an update every 4 months, and OxPay Lite every 3 weeks. Most recently, MCTPayVA was updated on September 29, 2026 and OxPay Lite on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*