# EFES Insurance vs Arca Link

The clearest difference is iOS requirement: Arca Link at 13.0 against EFES Insurance's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EFES Insurance ships an update every 3 weeks, Arca Link every 6 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | EFES Insurance | Arca Link |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (4 ratings)](https://appshunter.io/ios/app/efes-insurance/id6480232254/reviews)** | — |
| Number of ratings | **4** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 6 weeks |
| Monetization | Free | — |
| Size | 179 MB | 10 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [EFES ICJSC](https://appshunter.io/developer/1738531380) | [Armenian Card CJSC](https://appshunter.io/developer/1459256365) |

## What reviewers say

### EFES Insurance

[App page](https://appshunter.io/ios/app/efes-insurance/id6480232254)

Manage your insurance policies, submit claims, and access important documents conveniently from your mobile device. Receive real-time updates and easily contact customer support for all your insurance needs.

**Highlights:** Policy management, Claims submission and tracking, Document access, Real-time notifications, Customer support contact

**Features:** Apple Wallet

**In-app purchases:** none


### Arca Link

[App page](https://appshunter.io/ios/app/arca-link/id6741765205)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is EFES Insurance free?

EFES Insurance is free to download, with no in-app purchases.

### Is Arca Link free?

Arca Link is free to download, with no in-app purchases.

### Do EFES Insurance or Arca Link have ads?

Neither EFES Insurance nor Arca Link shows ads.

### Which is updated more often, EFES Insurance or Arca Link?

EFES Insurance ships an update every 3 weeks, and Arca Link every 6 weeks. Most recently, EFES Insurance was updated on October 24, 2026 and Arca Link on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*