# NCL LOYALTY PROGRAM vs Phygital Token

The clearest difference is update cadence: NCL LOYALTY PROGRAM at monthly against Phygital Token's every 3 months. Phygital Token's advantage is iOS requirement (13.4 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NCL LOYALTY PROGRAM ships an update monthly, Phygital Token every 3 months. The most recent releases landed on September 9, 2026 and June 21, 2026 respectively.

## The numbers

| Metric | NCL LOYALTY PROGRAM | Phygital Token |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Size | 90 MB | 25 MB |
| Requires iOS | 15.0 | **13.4** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Ecosmob Technologies Pvt. Ltd.](https://appshunter.io/developer/1019127553) | [Nippon Paint (India) Private Limited](https://appshunter.io/developer/1146744486) |

## What reviewers say

### NCL LOYALTY PROGRAM

[App page](https://appshunter.io/ios/app/ncl-loyalty-program/id6480268533)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Phygital Token

[App page](https://appshunter.io/ios/app/phygital-token/id6738185884)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is NCL LOYALTY PROGRAM free?

NCL LOYALTY PROGRAM is free to download, with no in-app purchases.

### Is Phygital Token free?

Phygital Token is free to download, with no in-app purchases.

### Do NCL LOYALTY PROGRAM or Phygital Token have ads?

Neither NCL LOYALTY PROGRAM nor Phygital Token shows ads.

### Which is updated more often, NCL LOYALTY PROGRAM or Phygital Token?

NCL LOYALTY PROGRAM ships an update monthly, and Phygital Token every 3 months. Most recently, NCL LOYALTY PROGRAM was updated on September 9, 2026 and Phygital Token on June 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*