# Moremonee vs THYNKPAY

The clearest difference is rating: THYNKPAY at 5.0 against Moremonee's 3.8. THYNKPAY also leads on review sentiment (100% vs 66%) and update cadence (every 9 days vs monthly). Moremonee's advantage is ratings volume (233 vs 1) and iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

THYNKPAY holds the better App Store score, 5.0 against 3.8. That said, the two scores are not equally well evidenced: Moremonee has 233 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 66% of Moremonee's written reviews are positive against 100% of THYNKPAY's.

Moremonee ships an update monthly, THYNKPAY every 9 days. The most recent releases landed on October 25, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Moremonee | THYNKPAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (233 ratings)](https://appshunter.io/ios/app/moremonee/id6480344981/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/thynkpay/id6760615518/reviews)** |
| Number of ratings | **233** | 1 |
| Positive reviews | 65.5% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 9 days** |
| Monetization | Free | Free |
| Size | 126 MB | 36 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Moremonee](https://appshunter.io/developer/1738759297) | [THYNKPAY Limited](https://appshunter.io/developer/1019547700) |

## What reviewers say

### Moremonee

[App page](https://appshunter.io/ios/app/moremonee/id6480344981)

This app offers financial solutions for personal and business growth, enabling quick payments, profit generation, and faster financial expansion. It provides business and personal accounts, referral bonuses, daily interest on balances, target savings, and supports Ajo business.

**Highlights:** Business and individual accounts, Send and receive money, Pay utility bills, Buy data and airtime, Target savings, Referral bonuses, Daily interest on balance

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable transactions
- 👍 User-friendly interface
- 💰 Convenient banking features
- 🔒 Secure platform
- 📈 Seamless money transfers

**What reviewers complain about**

- 🔍 Poor customer support
- 🐛 Frequent app crashes
- ⏱️ Slow network connectivity
- 💸 Unexplained account deductions
- 🔒 Verification issues

**Reported bugs**

- Login screen freezes
- Delayed fund transfers
- Inability to withdraw funds
- Compatibility issues with older devices
- Incorrect account balance display

**Requested features**

- Biometric login options
- Customizable app settings
- Integrated bill payment system
- Improved transaction history
- In-app chat support


### THYNKPAY

[App page](https://appshunter.io/ios/app/thynkpay/id6760615518)

This app facilitates instant payments and receipts using QR codes, eliminating the need for card numbers or bank details. It offers real-time transaction updates, wallet funding, and enhanced security features for users in Nigeria.

**Highlights:** QR code payments (scan or display), Real-time balance and transaction updates, Push notifications for payments, Biometric security (Face ID/Fingerprint), Wallet funding and KYC verification, Transaction history search and filters, Receipt sharing

**In-app purchases:** none


## Frequently asked questions

### Is Moremonee free?

Moremonee is free to download, with no in-app purchases.

### Is THYNKPAY free?

THYNKPAY is free to download, with no in-app purchases.

### Which has better reviews, Moremonee or THYNKPAY?

THYNKPAY is rated higher. Moremonee averages 3.8 out of 5 from 233 ratings, while THYNKPAY averages 5.0 from 1 ratings.

### Do Moremonee or THYNKPAY have ads?

Neither Moremonee nor THYNKPAY shows ads.

### Which is updated more often, Moremonee or THYNKPAY?

Moremonee ships an update monthly, and THYNKPAY every 9 days. Most recently, Moremonee was updated on October 25, 2026 and THYNKPAY on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*