# SplitSmart! vs Splitpay

The clearest difference is in-app purchases: SplitSmart! at none against Splitpay's 3. SplitSmart! also leads on ads (none vs shown). Splitpay's advantage is update cadence (every 3 weeks vs every 6 weeks). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Splitpay sells 3 in-app purchases, starting at $1.99 per month. SplitSmart! asks for nothing beyond the download.

SplitSmart! ships an update every 6 weeks, Splitpay every 3 weeks. The most recent releases landed on October 6, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | SplitSmart! | Splitpay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Size | 44 MB | 34 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [Sarthak Kirtikumar Patel](https://appshunter.io/developer/1733178086) | [Abhijith Jishankar](https://appshunter.io/developer/1756043876) |

## What reviewers say

### SplitSmart!

[App page](https://appshunter.io/ios/app/splitsmart/id6480494082)

**In-app purchases:** none


### Splitpay

[App page](https://appshunter.io/ios/app/splitpay-split-it/id6757140661)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitpay Monthly | $1.99 | per month |
| Monthly with offer | $1.99 | per month |
| SplitPay Year | $9.99 | per year |


## Frequently asked questions

### Is SplitSmart! free?

SplitSmart! is free to download, with no in-app purchases.

### Is Splitpay free?

Splitpay is free to download, with in-app purchases available.

### Do SplitSmart! or Splitpay have ads?

Splitpay shows ads; SplitSmart! does not.

### Which is updated more often, SplitSmart! or Splitpay?

SplitSmart! ships an update every 6 weeks, and Splitpay every 3 weeks. Most recently, SplitSmart! was updated on October 6, 2026 and Splitpay on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*