# SplitSmart! vs SplitNSettle

The clearest difference is in-app purchases: SplitSmart! at none against SplitNSettle's 1. SplitSmart! also leads on iOS requirement (13.0 vs 15.1). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. SplitNSettle sells 1 in-app purchase, starting at $4.99 per year. SplitSmart! asks for nothing beyond the download.

SplitSmart! ships an update every 6 weeks, SplitNSettle every 5 weeks. The most recent releases landed on September 19, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | SplitSmart! | SplitNSettle |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 5 weeks** |
| Size | 44 MB | 54 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Sarthak Kirtikumar Patel](https://appshunter.io/developer/1733178086) | [Neetu Sharma](https://appshunter.io/developer/1803460892) |

## What reviewers say

### SplitSmart!

[App page](https://appshunter.io/ios/app/splitsmart/id6480494082)

**In-app purchases:** none


### SplitNSettle

[App page](https://appshunter.io/ios/app/splitnsettle/id6757589699)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SplitNSettle Pro (Yearly) | $4.99 | per year |


## Frequently asked questions

### Is SplitSmart! free?

SplitSmart! is free to download, with no in-app purchases.

### Is SplitNSettle free?

SplitNSettle is free to download, with in-app purchases available.

### Do SplitSmart! or SplitNSettle have ads?

Neither SplitSmart! nor SplitNSettle shows ads.

### Which is updated more often, SplitSmart! or SplitNSettle?

SplitSmart! ships an update every 6 weeks, and SplitNSettle every 5 weeks. Most recently, SplitSmart! was updated on September 19, 2026 and SplitNSettle on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*