# SplitSmart! vs Settle Wise

The clearest difference is iOS requirement: SplitSmart! at 13.0 against Settle Wise's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SplitSmart! ships an update every 6 weeks, Settle Wise every 3 months. The most recent releases landed on October 6, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | SplitSmart! | Settle Wise |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 3 months |
| Size | 44 MB | 32 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [Sarthak Kirtikumar Patel](https://appshunter.io/developer/1733178086) | [Fiveone Digital](https://appshunter.io/developer/1336465055) |

## What reviewers say

### SplitSmart!

[App page](https://appshunter.io/ios/app/splitsmart/id6480494082)

**In-app purchases:** none


### Settle Wise

[App page](https://appshunter.io/ios/app/settle-wise-split-and-settle/id6759605160)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SplitSmart! free?

SplitSmart! is free to download, with no in-app purchases.

### Is Settle Wise free?

Settle Wise is free to download, with no in-app purchases.

### Do SplitSmart! or Settle Wise have ads?

Neither SplitSmart! nor Settle Wise shows ads.

### Which is updated more often, SplitSmart! or Settle Wise?

SplitSmart! ships an update every 6 weeks, and Settle Wise every 3 months. Most recently, SplitSmart! was updated on October 6, 2026 and Settle Wise on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*