# Credit Genius vs SplitLink

The clearest difference is update cadence: Credit Genius at every 2 weeks against SplitLink's every 4 months. Credit Genius also leads on iOS requirement (15.6 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Credit Genius sells 14 in-app purchases, starting at $3.99 per month and SplitLink sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Credit Genius ships an update every 2 weeks, SplitLink every 4 months. The most recent releases landed on October 18, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Credit Genius | SplitLink |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (156 ratings)](https://appshunter.io/ios/app/credit-genius/id6480586955/reviews)** | — |
| Number of ratings | **156** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 4 months |
| Monetization | Free with in-app purchases | — |
| Size | 100 MB | 3 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [THE GREAT AMERICAN CREDIT SECRET LLC](https://appshunter.io/developer/1714891287) | [RentLink Sp. z o.o.](https://appshunter.io/developer/6784190332) |

## What reviewers say

### Credit Genius

[App page](https://appshunter.io/ios/app/credit-genius/id6480586955)

Build and monitor your credit score using AI. Report rent payments to Experian for an instant boost, even backdating up to 24 months. Engage in interactive games to master financial concepts and receive 24/7 AI assistance for disputes and FICO growth.

**Highlights:** Report rent payments to Experian, Backdate rent payments up to 24 months, Interactive credit building games, AI credit assistant for disputes, Free Experian credit tracking, Fraud protection

**Features:** macOS Compatibility

**In-app purchases (14)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Genius Shield | $3.99 | per month |
| Genius Shield | $4.99 | per month |
| Identity Protection Monthly | $4.99 | per month |
| Genius Unlimited | $7.49 | per month |
| Genius Shield | $7.99 | per month |
| Genius Plus | $9.99 | per month |
| Silver Premium Monthly | $9.99 | per month |
| Genius Elite | $12.49 | per month |
| Genius Elite | $19.99 | per month |
| Gold Premium Monthly | $19.99 | per month |
| Elite 👑 | $24.99 | per month |
| Genius Elite | $24.99 | per month |
| Platinum Premium Monthly | $29.99 | per month |
| Module 1 | $99.00 | one-time |


### SplitLink

[App page](https://appshunter.io/ios/app/splitlink-split-the-bill/id6784190330)

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited Scanning | $1.99 | one-time |


## Frequently asked questions

### Is Credit Genius free?

Credit Genius is free to download, with in-app purchases available.

### Is SplitLink free?

SplitLink is free to download, with in-app purchases available.

### Do Credit Genius or SplitLink have ads?

Neither Credit Genius nor SplitLink shows ads.

### Which is updated more often, Credit Genius or SplitLink?

Credit Genius ships an update every 2 weeks, and SplitLink every 4 months. Most recently, Credit Genius was updated on October 18, 2026 and SplitLink on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*