# ThinkSmartz vs Bluestone Bank

The clearest difference is rating: ThinkSmartz at 5.0 against Bluestone Bank's 4.1. ThinkSmartz also leads on iOS requirement (11.0 vs 16.0). Bluestone Bank's advantage is ratings volume (233 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ThinkSmartz holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: Bluestone Bank has 233 ratings behind it against 2, so its average is the more settled of the two.

## The numbers

| Metric | ThinkSmartz | Bluestone Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/thinksmartz/id6482297759/reviews)** | [4.1 (233 ratings)](https://appshunter.io/ios/app/bluestone-bank/id6736845977/reviews) |
| Number of ratings | 2 | **233** |
| Positive reviews | — | 47.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | — | Every 5 weeks |
| Monetization | Free | Free |
| Size | 56 MB | 56 MB |
| Requires iOS | **11.0** | 16.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Retirement Education Resource Center of North America, Inc.](https://appshunter.io/developer/1739777100) | [Bluestone Bank](https://appshunter.io/developer/509327201) |

## What reviewers say

### ThinkSmartz

[App page](https://appshunter.io/ios/app/thinksmartz/id6482297759)

This app provides tools and advice for smart money planning, budgeting, and investing. It helps users manage their finances confidently at every stage of life, from starting out to retirement.

**Highlights:** Smart money planning for all life stages, Easy budgeting and spending tracking, Investment ideas and expert tips, Financial security guidance, Personalized financial reminders, Finance learning library

**Features:** macOS Compatibility

**In-app purchases:** none


### Bluestone Bank

[App page](https://appshunter.io/ios/app/bluestone-bank/id6736845977)

Manage your finances on the go with this banking app. Check balances, transfer funds, pay bills, and deposit checks securely from your mobile device. Receive alerts and customize your banking experience.

**Highlights:** Check account balances and transactions, Transfer funds between accounts, Pay bills conveniently, Deposit checks remotely, Card usage control, Transaction and security alerts, Biometric login

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💡 Useful updates
- ⏱️ Save time
- 📱 Great for on-the-go access
- 🔒 Improved security features

**What reviewers complain about**

- 🐛 Compatibility issues
- 🔍 Difficult navigation
- 🔕 Lack of notifications
- 🕰️ Delayed transaction updates
- 🔑 Password reset issues

**Reported bugs**

- App crashes
- Slow loading times
- Account information display issues

**Requested features**

- PIN code support
- Dark mode option
- Improved account management


## Frequently asked questions

### Is ThinkSmartz free?

ThinkSmartz is free to download, with no in-app purchases.

### Is Bluestone Bank free?

Bluestone Bank is free to download, with no in-app purchases.

### Which has better reviews, ThinkSmartz or Bluestone Bank?

ThinkSmartz is rated higher. ThinkSmartz averages 5.0 out of 5 from 2 ratings, while Bluestone Bank averages 4.1 from 233 ratings.

### Do ThinkSmartz or Bluestone Bank have ads?

Neither ThinkSmartz nor Bluestone Bank shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*