# Budget Zero vs Kora

The clearest difference is rating: Kora at 5.0 against Budget Zero's 4.2. Budget Zero's advantage is update cadence (every 4 days vs every 8 days) and ratings volume (5 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Budget Zero sells 2 in-app purchases, starting at $2.99 per month and Kora sells 16 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Kora holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Budget Zero has 5 ratings behind it against 1, so its average is the more settled of the two.

Budget Zero ships an update every 4 days, Kora every 8 days. The most recent releases landed on September 18, 2026 and September 8, 2026 respectively.

## The numbers

| Metric | Budget Zero | Kora |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (5 ratings)](https://appshunter.io/ios/app/budget-zero-envelope-planner/id6482576006/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/kora-manual-expense-tracker/id6737889671/reviews)** |
| Number of ratings | **5** | 1 |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 8 days |
| Monetization | Freemium | Freemium |
| Size | 12 MB | 53 MB |
| Requires iOS | **18.0** | 26.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Grey Park, LLC](https://appshunter.io/developer/1739831354) | [Vilma Valiente](https://appshunter.io/developer/1778421805) |

## What reviewers say

### Budget Zero

[App page](https://appshunter.io/ios/app/budget-zero-envelope-planner/id6482576006)

This app offers a private and simple way to manage your money using a zero-based envelope budgeting system. It allows manual transaction logging without linking bank accounts, helping you track every dollar and stay mindful of your spending.

**Highlights:** Zero-based envelope budgeting, Manual transaction logging, No bank account linking, Private and secure, Offline functionality, Monthly budget periods

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $2.99 | per month |
| Yearly Subscription | $19.99 | per year |


### Kora

[App page](https://appshunter.io/ios/app/kora-manual-expense-tracker/id6737889671)

Manually track your spending and income to build financial awareness. This app helps you understand where your money goes without linking bank accounts, offering adaptive budgets and insights.

**Highlights:** Manual transaction logging, Adaptive daily budgets, Income and expense tracking, Account mirroring without linking, Spending breakdown by category, Voice input for logging, Supports 160+ currencies

**In-app purchases (16)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Friend | $0.99 | per month |
| Supporter | $1.99 | per month |
| Super Early Bird - Monthly | $1.99 | per month |
| Sponsor | $2.99 | per month |
| Early Bird Premium - Monthly | $4.99 | per month |
| Patron | $4.99 | per month |
| Early Bird Premium - Yearly | $9.99 | per year |
| Super Early Bird - Yearly | $9.99 | per year |
| Premium - Monthly | $9.99 | per month |
| Premium - Yearly | $29.99 | per year |
| Free Lifetime Premium | Free | one-time |
| Coffee | $1.99 | one-time |
| Valentines Special - Lifetime | $9.99 | one-time |
| Holiday Special - Lifetime | $9.99 | one-time |
| Early Bird Premium Lifetime | $19.99 | one-time |
| Premium - Lifetime | $49.99 | one-time |


## Frequently asked questions

### Is Budget Zero free?

Budget Zero is free to download, with in-app purchases available.

### Is Kora free?

Kora is free to download, with in-app purchases available.

### Which has better reviews, Budget Zero or Kora?

Kora is rated higher. Budget Zero averages 4.2 out of 5 from 5 ratings, while Kora averages 5.0 from 1 ratings.

### Do Budget Zero or Kora have ads?

Neither Budget Zero nor Kora shows ads.

### Which is updated more often, Budget Zero or Kora?

Budget Zero ships an update every 4 days, and Kora every 8 days. Most recently, Budget Zero was updated on September 18, 2026 and Kora on September 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*