# Budget Zero vs Budtrack

The clearest difference is review sentiment: Budtrack at 100% against Budget Zero's 75%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Budget Zero sells 3 in-app purchases, starting at $3.99 per month and Budtrack sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Budget Zero ships an update every 3 days, Budtrack weekly. The most recent releases landed on October 25, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | Budget Zero | Budtrack |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (6 ratings)](https://appshunter.io/ios/app/budget-zero-money-manager/id6482576006/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | 75.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 3 days** | Weekly |
| Monetization | Freemium | Freemium |
| Size | 21 MB | 73 MB |
| Requires iOS | 18.0 | **17.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | +4 | 4+ |
| Developer | [Grey Park, LLC](https://appshunter.io/developer/1739831354) | [Owen Adley](https://appshunter.io/developer/1815177428) |

## What reviewers say

### Budget Zero

[App page](https://appshunter.io/ios/app/budget-zero-money-manager/id6482576006)

This app offers a private and simple way to manage your money using a zero-based envelope budgeting system. It allows manual transaction logging without linking bank accounts, helping you track every dollar and stay mindful of your spending.

**Highlights:** Zero-based envelope budgeting, Manual transaction logging, No bank account linking, Private and secure, Offline functionality, Monthly budget periods

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $3.99 | per month |
| Yearly Subscription | $29.99 | per year |
| Lifetime Access | $79.99 | one-time |


### Budtrack

[App page](https://appshunter.io/ios/app/budtrack/id6746104098)

This app helps you manage your spending by setting a clear limit for a chosen cycle (weekly, bi-weekly, or monthly). It provides at-a-glance tracking of your remaining budget and offers insights into your spending habits.

**Highlights:** Set spending limits by cycle, Log transactions manually or sync, Home screen widget for quick view, Spending insights and charts, Subscription tracking, AI-powered spending tips, Streak tracking for consistent budgeting

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budtrack Premium Monthly | $3.99 | per month |
| Budtrack Premium Yearly | $39.99 | per year |


## Frequently asked questions

### Is Budget Zero free?

Budget Zero is free to download, with in-app purchases available.

### Is Budtrack free?

Budtrack is free to download, with in-app purchases available.

### Do Budget Zero or Budtrack have ads?

Neither Budget Zero nor Budtrack shows ads.

### Which is updated more often, Budget Zero or Budtrack?

Budget Zero ships an update every 3 days, and Budtrack weekly. Most recently, Budget Zero was updated on October 25, 2026 and Budtrack on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*