# Budget Zero vs Envelope Budget

The clearest difference is update cadence: Budget Zero at every 4 days against Envelope Budget's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Budget Zero sells 2 in-app purchases, starting at $2.99 per month and Envelope Budget sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Budget Zero ships an update every 4 days, Envelope Budget every 3 weeks. The most recent releases landed on October 6, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Budget Zero | Envelope Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (5 ratings)](https://appshunter.io/ios/app/budget-zero-envelope-planner/id6482576006/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 3 weeks |
| Monetization | Freemium | — |
| Size | 12 MB | 4 MB |
| Requires iOS | 18.0 | **17.6** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Grey Park, LLC](https://appshunter.io/developer/1739831354) | [Parag Bafna](https://appshunter.io/developer/1827018897) |

## What reviewers say

### Budget Zero

[App page](https://appshunter.io/ios/app/budget-zero-envelope-planner/id6482576006)

This app offers a private and simple way to manage your money using a zero-based envelope budgeting system. It allows manual transaction logging without linking bank accounts, helping you track every dollar and stay mindful of your spending.

**Highlights:** Zero-based envelope budgeting, Manual transaction logging, No bank account linking, Private and secure, Offline functionality, Monthly budget periods

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $2.99 | per month |
| Yearly Subscription | $19.99 | per year |


### Envelope Budget

[App page](https://appshunter.io/ios/app/envelope-budget-fundwise/id6756845062)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $9.99 | per year |


## Frequently asked questions

### Is Budget Zero free?

Budget Zero is free to download, with in-app purchases available.

### Is Envelope Budget free?

Envelope Budget is free to download, with in-app purchases available.

### Do Budget Zero or Envelope Budget have ads?

Neither Budget Zero nor Envelope Budget shows ads.

### Which is updated more often, Budget Zero or Envelope Budget?

Budget Zero ships an update every 4 days, and Envelope Budget every 3 weeks. Most recently, Budget Zero was updated on October 6, 2026 and Envelope Budget on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*