# Budget Zero vs BudgetReflector

The clearest difference is update cadence: BudgetReflector at daily against Budget Zero's every 3 days. BudgetReflector also leads on iOS requirement (14.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Budget Zero sells 3 in-app purchases, starting at $3.99 per month and BudgetReflector sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Budget Zero ships an update every 3 days, BudgetReflector daily. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Budget Zero | BudgetReflector |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (7 ratings)](https://appshunter.io/ios/app/budget-zero-envelope-planner/id6482576006/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 75.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 days | **Daily** |
| Monetization | Freemium | — |
| Size | 21 MB | 85 MB |
| Requires iOS | 18.0 | **14.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | +4 | 4+ |
| Developer | [Grey Park, LLC](https://appshunter.io/developer/1739831354) | [Ersin Ozan Oneyman](https://appshunter.io/developer/1843711416) |

## What reviewers say

### Budget Zero

[App page](https://appshunter.io/ios/app/budget-zero-envelope-planner/id6482576006)

This app helps you manage your money privately using a zero-based envelope budgeting system. It allows manual transaction logging without linking bank accounts, offering a distraction-free interface and offline functionality.

**Highlights:** Zero-based envelope budgeting, Private, no bank linking, Manual transaction logging, Offline functionality, Budget rollover, iCloud sync, Dark mode support

**Features:** macOS Compatibility, Family Sharing, Vision Pro support, iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $3.99 | per month |
| Yearly Subscription | $29.99 | per year |
| Lifetime Access | $79.99 | one-time |


### BudgetReflector

[App page](https://appshunter.io/ios/app/budgetreflector/id6758414947)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro (Aylık) | $2.99 | per month |
| Pro (Yearly) | $19.99 | per year |


## Frequently asked questions

### Is Budget Zero free?

Budget Zero is free to download, with in-app purchases available.

### Is BudgetReflector free?

BudgetReflector is free to download, with in-app purchases available.

### Do Budget Zero or BudgetReflector have ads?

Neither Budget Zero nor BudgetReflector shows ads.

### Which is updated more often, Budget Zero or BudgetReflector?

Budget Zero ships an update every 3 days, and BudgetReflector daily. Most recently, Budget Zero was updated on November 8, 2026 and BudgetReflector on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*