# Budget Zero vs Zero Dollar Budget

The clearest difference is rating: Zero Dollar Budget at 5.0 against Budget Zero's 4.2. On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Budget Zero sells 2 in-app purchases, starting at $2.99 per month and Zero Dollar Budget sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Zero Dollar Budget holds the better App Store score, 5.0 against 4.2. Both are backed by a comparable volume of ratings — 5 and 2 respectively.

Both ship on a similar rhythm, roughly every 4 days. The most recent releases landed on October 6, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Budget Zero | Zero Dollar Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (5 ratings)](https://appshunter.io/ios/app/budget-zero-envelope-planner/id6482576006/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/zero-dollar-budget/id6759701629/reviews)** |
| Number of ratings | **5** | 2 |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 4 days | Every 4 days |
| Monetization | Freemium | Free with in-app purchases |
| Size | 12 MB | 52 MB |
| Requires iOS | 18.0 | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Grey Park, LLC](https://appshunter.io/developer/1739831354) | [Alex Deutz](https://appshunter.io/developer/1795229168) |

## What reviewers say

### Budget Zero

[App page](https://appshunter.io/ios/app/budget-zero-envelope-planner/id6482576006)

This app offers a private and simple way to manage your money using a zero-based envelope budgeting system. It allows manual transaction logging without linking bank accounts, helping you track every dollar and stay mindful of your spending.

**Highlights:** Zero-based envelope budgeting, Manual transaction logging, No bank account linking, Private and secure, Offline functionality, Monthly budget periods

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $2.99 | per month |
| Yearly Subscription | $19.99 | per year |


### Zero Dollar Budget

[App page](https://appshunter.io/ios/app/zero-dollar-budget/id6759701629)

This app helps you manage your finances using a zero-based budgeting method. Plan every dollar, track your spending in real-time, and collaborate on a shared budget with your partner. Export your data and customize categories to fit your financial needs.

**Highlights:** Zero-based budgeting, Real-time spending tracking, Shared budget with partner, Customizable categories, Budget export (CSV/PDF), Offline functionality

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $4.99 | per month |
| Premium (Monthly) | $14.99 | per month |
| Premium Annual | $39.99 | per year |
| Premium (Annual) | $149.99 | per year |


## Frequently asked questions

### Is Budget Zero free?

Budget Zero is free to download, with in-app purchases available.

### Is Zero Dollar Budget free?

Zero Dollar Budget is free to download, with in-app purchases available.

### Which has better reviews, Budget Zero or Zero Dollar Budget?

Zero Dollar Budget is rated higher. Budget Zero averages 4.2 out of 5 from 5 ratings, while Zero Dollar Budget averages 5.0 from 2 ratings.

### Do Budget Zero or Zero Dollar Budget have ads?

Neither Budget Zero nor Zero Dollar Budget shows ads.

### Which is updated more often, Budget Zero or Zero Dollar Budget?

Budget Zero ships an update every 4 days, and Zero Dollar Budget every 4 days. Most recently, Budget Zero was updated on October 6, 2026 and Zero Dollar Budget on October 10, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*