# Budget Zero vs Zerosum

The clearest difference is rating: Zerosum at 5.0 against Budget Zero's 4.2. Zerosum also leads on review sentiment (92% vs 50%) and ratings volume (24 vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Budget Zero sells 2 in-app purchases, starting at $2.99 per month and Zerosum sells 6 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

Zerosum holds the better App Store score, 5.0 against 4.2. Both are backed by a comparable volume of ratings — 5 and 24 respectively. Written reviews point the same way: 50% of Budget Zero's written reviews are positive against 92% of Zerosum's.

Budget Zero ships an update every 4 days, Zerosum every 2 days. The most recent releases landed on October 6, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Budget Zero | Zerosum |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (5 ratings)](https://appshunter.io/ios/app/budget-zero-envelope-planner/id6482576006/reviews) | **[5.0 (24 ratings)](https://appshunter.io/ios/app/zerosum-zero-based-budgeting/id6784319439/reviews)** |
| Number of ratings | 5 | **24** |
| Positive reviews | 50.0% of reviews | **91.7% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 4 days | **Every 2 days** |
| Monetization | Freemium | Freemium |
| Size | 12 MB | 11 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Grey Park, LLC](https://appshunter.io/developer/1739831354) | [Pedro Fidalgo](https://appshunter.io/developer/6784319441) |

## What reviewers say

### Budget Zero

[App page](https://appshunter.io/ios/app/budget-zero-envelope-planner/id6482576006)

This app offers a private and simple way to manage your money using a zero-based envelope budgeting system. It allows manual transaction logging without linking bank accounts, helping you track every dollar and stay mindful of your spending.

**Highlights:** Zero-based envelope budgeting, Manual transaction logging, No bank account linking, Private and secure, Offline functionality, Monthly budget periods

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $2.99 | per month |
| Yearly Subscription | $19.99 | per year |


### Zerosum

[App page](https://appshunter.io/ios/app/zerosum-zero-based-budgeting/id6784319439)

This app helps you meticulously plan your finances using a zero-based budgeting approach. It allows you to allocate every dollar before spending, track savings goals, and gain insights through detailed analytics and forecasts. You can choose between automatic bank syncing or manual entry, and even share your budget with family.

**Highlights:** Zero-based budgeting, Savings goal tracking, Financial analytics and forecasts, Recurring transaction scheduling, Bank sync or manual entry, Family budget sharing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Zerosum Basic (Monthly) | $5.99 | per month |
| Zerosum Plus (Monthly) | $8.99 | per month |
| Zerosum Pro (Monthly) | $12.99 | per month |
| Zerosum Basic (Annual) | $39.99 | per year |
| Zerosum Plus | $59.99 | per year |
| Zerosum Pro (Annual) | $89.99 | per year |


## Frequently asked questions

### Is Budget Zero free?

Budget Zero is free to download, with in-app purchases available.

### Is Zerosum free?

Zerosum is free to download, with in-app purchases available.

### Which has better reviews, Budget Zero or Zerosum?

Zerosum is rated higher. Budget Zero averages 4.2 out of 5 from 5 ratings, while Zerosum averages 5.0 from 24 ratings.

### Do Budget Zero or Zerosum have ads?

Neither Budget Zero nor Zerosum shows ads.

### Which is updated more often, Budget Zero or Zerosum?

Budget Zero ships an update every 4 days, and Zerosum every 2 days. Most recently, Budget Zero was updated on October 6, 2026 and Zerosum on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*