# Budget Zero vs Bi Budget

The clearest difference is rating: Bi Budget at 5.0 against Budget Zero's 4.3. Bi Budget also leads on in-app purchases (none vs 3) and iOS requirement (15.1 vs 18.0). Budget Zero's advantage is update cadence (every 3 days vs fortnightly) and ratings volume (6 vs 2). On price, ads and device support there is nothing between them.

Both are free to download. Budget Zero sells 3 in-app purchases, starting at $3.99 per month. Bi Budget asks for nothing beyond the download.

Bi Budget holds the better App Store score, 5.0 against 4.3. Both are backed by a comparable volume of ratings — 6 and 2 respectively.

Budget Zero ships an update every 3 days, Bi Budget fortnightly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Budget Zero | Bi Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (6 ratings)](https://appshunter.io/ios/app/budget-zero-envelope-planner/id6482576006/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/bi-budget/id6798511016/reviews)** |
| Number of ratings | **6** | 2 |
| Positive reviews | 75.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 3 days** | Fortnightly |
| Monetization | Freemium | **Free** |
| Size | 21 MB | 141 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Grey Park, LLC](https://appshunter.io/developer/1739831354) | [Giovanni Faranda](https://appshunter.io/developer/6798511018) |

## What reviewers say

### Budget Zero

[App page](https://appshunter.io/ios/app/budget-zero-envelope-planner/id6482576006)

This app offers a private and simple way to manage your money using a zero-based envelope budgeting system. It allows manual transaction logging without linking bank accounts, helping you track every dollar and stay mindful of your spending.

**Highlights:** Zero-based envelope budgeting, Manual transaction logging, No bank account linking, Private and secure, Offline functionality, Monthly budget periods

**Features:** macOS Compatibility, Family Sharing, Vision Pro support, iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $3.99 | per month |
| Yearly Subscription | $29.99 | per year |
| Lifetime Access | $79.99 | one-time |


### Bi Budget

[App page](https://appshunter.io/ios/app/bi-budget/id6798511016)

Manage your finances with confidence using this budgeting app. It supports biweekly, semi-monthly, or monthly income schedules, allowing you to create personalized budgets that align with your paychecks. Track income and expenses, categorize transactions, and monitor your progress towards savings goals.

**Highlights:** Biweekly, semi-monthly, or monthly income budgeting, Personalized budget creation, Income and expense tracking, Transaction categorization, Spending habit monitoring, Savings goal setting, Clear financial summaries

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Budget Zero free?

Budget Zero is free to download, with in-app purchases available.

### Is Bi Budget free?

Bi Budget is free to download, with no in-app purchases.

### Which has better reviews, Budget Zero or Bi Budget?

Bi Budget is rated higher. Budget Zero averages 4.3 out of 5 from 6 ratings, while Bi Budget averages 5.0 from 2 ratings.

### Do Budget Zero or Bi Budget have ads?

Neither Budget Zero nor Bi Budget shows ads.

### Which is updated more often, Budget Zero or Bi Budget?

Budget Zero ships an update every 3 days, and Bi Budget fortnightly. Most recently, Budget Zero was updated on November 5, 2026 and Bi Budget on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*