# UnityPay vs Cheque

The clearest difference is device support: UnityPay at 3 against Cheque's 1. UnityPay also leads on iOS requirement (13.0 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. UnityPay sells 2 in-app purchases, starting at $3.99 per month and Cheque sells 5 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UnityPay ships an update every 3 days, Cheque every 6 days. The most recent releases landed on October 19, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | UnityPay | Cheque |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/unitypay-couples-expenses/id6482982417/reviews)** | — |
| Number of ratings | **4** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 6 days |
| Monetization | Freemium | — |
| Size | 162 MB | 57 MB |
| Requires iOS | **13.0** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [William Belle LLC](https://appshunter.io/developer/1739508356) | [Kyle Harris](https://appshunter.io/developer/1834907759) |

## What reviewers say

### UnityPay

[App page](https://appshunter.io/ios/app/unitypay-couples-expenses/id6482982417)

This app helps couples manage shared finances fairly by calculating each partner's contribution based on custom rules, not just a 50/50 split. It allows for income-based, custom proportion, or one-partner-covers splits for different expense categories. Settle up easily with integrated payment options.

**Highlights:** Customizable split rules (income-based, custom proportion, one covers), Category-level split rule setting, Automatic bank transaction import, Direct settlement via Venmo, PayPal, Cash App, Zelle, In-app chat for financial discussions, Detailed settlement breakdowns

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| UnityPay (Monthly) | $3.99 | per month |
| UnityPay (Yearly) | $44.99 | per year |


### Cheque

[App page](https://appshunter.io/ios/app/cheque-mate/id6759045959)

**Features:** macOS Compatibility

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cheque-Mate Pro | $3.99 | per month |
| Cheque-Mate Pro | $29.99 | per year |
| 10 Receipt Scans | $1.99 | one-time |
| 30 Receipt Scans | $3.99 | one-time |
| Cheque-Mate Pro Lifetime | $59.99 | one-time |


## Frequently asked questions

### Is UnityPay free?

UnityPay is free to download, with in-app purchases available.

### Is Cheque free?

Cheque is free to download, with in-app purchases available.

### Do UnityPay or Cheque have ads?

Neither UnityPay nor Cheque shows ads.

### Which is updated more often, UnityPay or Cheque?

UnityPay ships an update every 3 days, and Cheque every 6 days. Most recently, UnityPay was updated on October 19, 2026 and Cheque on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*