# Basic Capital vs Secfi Wealth

The clearest difference is update cadence: Basic Capital at weekly against Secfi Wealth's every 2 months. Secfi Wealth's advantage is device support (3 vs 1) and iOS requirement (12.4 vs 16.4). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Basic Capital ships an update weekly, Secfi Wealth every 2 months. The most recent releases landed on October 6, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Basic Capital | Secfi Wealth |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (13 ratings)](https://appshunter.io/ios/app/basic-capital/id6483539070/reviews)** | — |
| Number of ratings | **13** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 months |
| Monetization | Free | — |
| Size | 96 MB | 139 MB |
| Requires iOS | 16.4 | **12.4** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Basic Capital Group, Inc](https://appshunter.io/developer/1740193699) | [Secfi Technologies BV](https://appshunter.io/developer/1830539683) |

## What reviewers say

### Basic Capital

[App page](https://appshunter.io/ios/app/basic-capital/id6483539070)

This app provides tools to increase your investment capital for retirement planning. It allows for IRA contributions with financing options, investment in diversified ETFs, and recurring contributions. Connect directly from your paycheck for seamless investing.

**Highlights:** Backdoor Roth IRA conversion, 5x investing power with financing, Invest in diversified ETFs, Recurring contributions, Direct paycheck contributions

**In-app purchases:** none


### Secfi Wealth

[App page](https://appshunter.io/ios/app/secfi-wealth/id6749462174)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Basic Capital free?

Basic Capital is free to download, with no in-app purchases.

### Is Secfi Wealth free?

Secfi Wealth is free to download, with no in-app purchases.

### Do Basic Capital or Secfi Wealth have ads?

Neither Basic Capital nor Secfi Wealth shows ads.

### Which is updated more often, Basic Capital or Secfi Wealth?

Basic Capital ships an update weekly, and Secfi Wealth every 2 months. Most recently, Basic Capital was updated on October 6, 2026 and Secfi Wealth on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*