# Basic Capital vs Purely Payments

The clearest difference is device support: Purely Payments at 3 against Basic Capital's 1. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Basic Capital ships an update weekly, Purely Payments every 10 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | Basic Capital | Purely Payments |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (14 ratings)](https://appshunter.io/ios/app/basic-capital/id6483539070/reviews)** | — |
| Number of ratings | **14** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 10 days |
| Monetization | Free | — |
| Size | 96 MB | 37 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Basic Capital Group, Inc](https://appshunter.io/developer/1740193699) | [Appomatix LLC](https://appshunter.io/developer/1377375490) |

## What reviewers say

### Basic Capital

[App page](https://appshunter.io/ios/app/basic-capital/id6483539070)

This app provides tools to increase your investment capital for retirement planning. It allows for IRA contributions with financing options, investment in diversified ETFs, and recurring contributions. Connect directly from your paycheck for seamless investing.

**Highlights:** Backdoor Roth IRA conversion, 5x investing power with financing, Invest in diversified ETFs, Recurring contributions, Direct paycheck contributions

**In-app purchases:** none


### Purely Payments

[App page](https://appshunter.io/ios/app/purely-payments/id6759392228)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Basic Capital free?

Basic Capital is free to download, with no in-app purchases.

### Is Purely Payments free?

Purely Payments is free to download, with no in-app purchases.

### Do Basic Capital or Purely Payments have ads?

Neither Basic Capital nor Purely Payments shows ads.

### Which is updated more often, Basic Capital or Purely Payments?

Basic Capital ships an update weekly, and Purely Payments every 10 days. Most recently, Basic Capital was updated on October 24, 2026 and Purely Payments on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*