# Basic Capital vs Maxi Finance

The clearest difference is ratings volume: Basic Capital at 14 against Maxi Finance's 3. On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Basic Capital against 5.0 for Maxi Finance. Both are backed by a comparable volume of ratings — 14 and 3 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Basic Capital ships an update weekly, Maxi Finance every 9 days. The most recent releases landed on October 24, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Basic Capital | Maxi Finance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (14 ratings)](https://appshunter.io/ios/app/basic-capital/id6483539070/reviews) | [5.0 (3 ratings)](https://appshunter.io/ios/app/maxi-finance/id6781602288/reviews) |
| Number of ratings | **14** | 3 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 9 days |
| Monetization | Free | Free |
| Size | 96 MB | 48 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Basic Capital Group, Inc](https://appshunter.io/developer/1740193699) | [Thread Incorporated](https://appshunter.io/developer/6781602290) |

## What reviewers say

### Basic Capital

[App page](https://appshunter.io/ios/app/basic-capital/id6483539070)

This app provides tools to increase your investment capital for retirement planning. It allows for IRA contributions with financing options, investment in diversified ETFs, and recurring contributions. Connect directly from your paycheck for seamless investing.

**Highlights:** Backdoor Roth IRA conversion, 5x investing power with financing, Invest in diversified ETFs, Recurring contributions, Direct paycheck contributions

**In-app purchases:** none


### Maxi Finance

[App page](https://appshunter.io/ios/app/maxi-finance/id6781602288)

Consolidate all your financial accounts into one secure app. Track spending, split bills easily, and receive proactive financial insights via text message. Manage your money effortlessly with a private and intuitive interface.

**Highlights:** Consolidated financial view, Spending analysis and categorization, Bill splitting with payment requests, Proactive text message financial assistant, Secure biometric login, Automatic bill and subscription tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Basic Capital free?

Basic Capital is free to download, with no in-app purchases.

### Is Maxi Finance free?

Maxi Finance is free to download, with no in-app purchases.

### Which has better reviews, Basic Capital or Maxi Finance?

Basic Capital and Maxi Finance are both rated 5.0 out of 5 on the App Store, from 14 and 3 ratings respectively.

### Do Basic Capital or Maxi Finance have ads?

Neither Basic Capital nor Maxi Finance shows ads.

### Which is updated more often, Basic Capital or Maxi Finance?

Basic Capital ships an update weekly, and Maxi Finance every 9 days. Most recently, Basic Capital was updated on October 24, 2026 and Maxi Finance on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*